Analyze a Religious Song Essay Example | Topics and Well Written Essays - 750 words

Analyze a Religious Song - Essay Example Rogers was right when he observed that the song contained so much of the personal experiences of the composer himself; for him, John Newton himself was â€Å"the self-proclaimed wretch who once was lost but then was found, saved by amazing grace† (Rogers). Many who love the song do so for its melodious tone even though the origin of the melody is unknown. However, it is commonly agreed that the song resembles ancient American folk melodies sung by the slaves. ‘Amazing Grace’ can be regarded as one of the finest hymns of the time. Hymns are religious songs that praise, adore and offer prayers to any deity or deities. As such, one can notice that the whole song is a Hymn praying God to shower His grace and blessings on the blind humans and to lead man safely. The song can be best understood as an invocation by a devotee who confesses his sins and believes in God’s unending mercy. It was God’s grace that led the devotee through â€Å"many dangers, toil s and snares† and it is the same grace of God that offers him hope now. Similarly, he believes that God’s grace can relieve him from all sorts of fears and he trusts in God’s promise. ... The song is usually sung in chorus with instrumental accompaniment and the melody of the song touches the heart of the listener. In fact, the song can be categorized as a Canata. The Merriam-Webster Dictionary defines Canata as â€Å"a composition for one or more voices usually comprising solos, duets, recitatives, and choruses and sung to an instrumental accompaniment† (Cantata-Definition and More from the Free Merriam-Webster Dictionary). ‘Amazing Grace’ also is sung in different voices and in various parts of the world the song is rendered with solos and choruses and as recitatives. Similarly, the rhyming words (end rhymes) such as me-see, sound-found, fear-appear, relieved-believed etc add to the beauty of the song and makes it heartfelt to the hearer as well as the singer. Similarly, a close analysis of the song convinces one that it has strophic song form. A strophic song is conceived as â€Å"a type of song that has the same melody (tune) but different lyr ics (words) for each stanza (strophe)† (Estrella). One can very well see that each of the stanzas in the poem maintain the same tone even though the lyrics vary from one strophe to another. Certain strophic songs do have a refrain that is repeated at the end of each verse. Similarly, there are many today who use the first strophe of the song after each of the other stanzas. Very often, strophic forms are widely being employed for carols, hymns and folk songs and the ‘Amazing Grace’ has the qualities of all the three. These strophic characteristics of ‘Amazing Grace’ have also led to the popular appeal for the song. It is also worthwhile to compare ‘Amazing Grace’ with other similar religious songs. There have been a number of popular religious songs such as â€Å"From First Mass for

Understanding of Pain and Suffering Essay Example for Free

Understanding of Pain and Suffering Essay Everyone has a different perception of pain and what it means to one’s state of health. Pain can be physical or psychological; it can also be acute of chronic. All pains and aches are a maker of some type of suffering. My understanding of pain and suffering mainly comes from previous experiences of from my own state of discomfort and also from observation of patients at work. After reading book titled â€Å"The Anatomy of Hope† by Dr. Jerome Goodman, I realized how little I really knew about pain and suffering. This lecture contains many stories of the prevalence of pain for patients during the course of illness. In having studied these readings, a newfound understanding of how pain works in the lives of people who are struggling with health concerns has helped to illuminate how I can be a better health service provider. Helping patients to find internal hope and faith can aid them in their struggle for health and improved quality of life. In one of the chapters entitled, â€Å"The Right to Hope†, the author talks about his colleague, George Griffin, a specialist in treating stomach cancer who ironically gets diagnosed with a terminal case of stomach cancer. Against the odds, George undergoes intensive and painful treatments in order to fight the deadly disease. As a physician, George had knowledge about the severity of this condition, but as a human, he wanted to live. As a result of his determination, he gathered all of his strength and pushed himself through intense chemotherapy as well as suffering during recovery from the painful surgery. I think George’s view that â€Å"all of us have natural fear of death, but his belief in God and in afterlife assuaged it† played an important role in his decision to undergo the treatment (Groopman, 62). His will to live, faith in life, and struggle for what is good and healthy was an extremely powerful aspect of his own treatment, and I commend him for enlightening others about the powerful gift of spiritual faith and hope. George survived, yet he endured a lot of pain and suffering along the way. Furthermore, George wanted to prove that there is always â€Å"inherent of the uncertainty in the behavior of even the worst diseases†. By working through his own illness, he disproved the negative prognoses by his own strength and willpower. Also, he wanted to â€Å"spark hope that went beyond clinical truth† (Groopman, 78). George’s battle with cancer taught me that perhaps it is more difficult to beat the odds if they are familiar to a person, but in the end heritage and faith can go beyond clinical expertise and assist someone in the fight for life. George won his battle with cancer but he proved that it is worth it to have hope under even the most extreme circumstances and it is part of the human spirit to let miracles happen (Groopman, 81). Another valuable story which assisted me in understanding the terms of pain and suffering when a patient is initially resistant in the struggle for hope is also written by Dr. Groopman and is entitled â€Å"Step by Step†. The reading is about a non-Hodgkin’s lymphoma patient named Dan. He refuses all the treatment and does not want to have hope in his cure. We find out later in the story that Dan based his decision on personal experience from the past when his veteran friend lost battle to cancer in spite of all the pain, suffering, and struggling he endured during his stay in ICU. Dan did not have medical knowledge and he did not want to undergo the same suffering and complications as his friend who eventually died. As time is running out, Dan’s symptoms tend to worsen, illustrating the patient’s hopeless experience of illness, not just the biology of the disease (Groopman, 93). Things change for Dan when Dr. Groopman changes his approach and tries hard to lessen Dan’s fear. He presents him realistic outcomes and knowledge about the treatments. I think he did marvelous job by telling Dan that everyone reacts to treatments differently, allowing Dan the chance to hope, increasing his faith and supporting the possibility of recovery. Eventually, Dan accepts treatment in steps as part of bargain and notices improvement. I think that Dan suffered in watching his friend fight and die, so he did not want to have false hope and fail. However, the support of a good health provider can assist even the most resistant patient in finding internal hope and strength, the personal power to fight an illness. I learned from those two stories that it is how we approach the subject of pain and suffering which can either strengthen or weaken a person. Constructive and positive interaction can work wonders in helping to dissolve destructive and negative thinking, helping to increase the chances of success and the alleviating pain and suffering. I also learned that the way we understand a concept can be altered by many factors, for example like in Dan’s case previous negative of experience. Seeing suffering and death and the failure of treatments can instill a sense of fear and hopelessness in a person, however, it is important to note that fear and hopelessness will not be helpful to anyone. George’s story was going against the odds and accepting pain and suffering as part of the journey. In my opinion, a healthcare provider can’t always just focus on the clinical presentations, one has to explore deeper into a people’s souls to what really troubles them, what can possible cause a delay in recovery, and help the person to find a reliable source of strength.

The Effectiveness Of Urban Renewal Strategies In The Sydenham Road Are :: essays research papers

Identification of a Question Sparkbrook is a typical inner city area of Birmingham; predominantly Victorian and Edwardian in character and its multi-cultural society live in a deprived district suffering from high unemployment and a generally poor quality environment. For such reasons it is part of a ‘regeneration’ scheme and this investigation will assess the success of this scheme. Development of Strategy The aim of the urban renewal programme is; to create sustainable structures of economic regeneration, to encourage business development and diversification, and to find solutions to serious social problems caused by the crisis situations that are common in many depressed urban areas. In order to assess the effectiveness of such plans both secondary – 1981 census detail, ward information and web sites, and primary data were collected. Unemployment levels, annual earning figures and the number of people that are employed in professional or managerial jobs are all great measures of the economical aspects. A marked positive alteration in these figures would indicate a success in the regeneration programme. Social aspects can be measured by reviewing crime rates, car ownership, private amenities and the property ownership - private or rented. The amount of pollution in the area, the aesthetic appreciation and housing density are all good measures of environmental aspects. Together the analysis of these three aspects and how they have altered since the programme has been introduced, should highlight the areas of success and failure thus showing the effectiveness of the scheme. Collection of Data The area of regeneration has undergone several changes in the past few years. For example a modern fitness centre had to be closed, as it was no longer financially viable, this is evidence that the local area is non-affluent as the people are unable to sustain a gym. In 1993 the aesthetic value of the area was heightened when the canal walk was opened. The linear areas along the canal are now going to be protected and enhanced. This is of great importance because the heavily built up character of Sparkbrook results in little space for recreational areas. A high percentage of the shops in Sparkbrook are closed and as the money available for housing improvements is strictly residential the shops that are present appear worn and in need of repair. The area also suffers from serious traffic congestion and so parking bays have been created along Fallows road, however the traffic still accumulates and when the stretch of road is clear it could encourage speeding as it is a stereotypical â €˜rat run’.

Visual Diagnosis Of Melanomas Health And Social Care Essay

Amelanotic melanoma is a type of skin malignant neoplastic disease in which the cells do non do melanin. They can be pink, ruddy, violet or of normal tegument colour, therefore hard to acknowledge. It has an asymmetrical form, and an irregular faintly pigmented boundary line. Their untypical visual aspect leads to detain in diagnosing, the forecast is bad. Recurrence rate is high. Figure: 3.11. Amelanotic melanoma on Canis familiaris ‘s toe3.12.10 Soft-tissue melanomaClear-cell sarcoma ( once known as malignant melanoma of the soft parts ) is a rare signifier of malignant neoplastic disease called sarcoma. It is known to happen chiefly in the soft tissues and corium. Rare signifiers were thought to happen in the GI piece of land before they were discovered to be different and redesignated as GNET. The return for such sort of melanoma is common. Clear cell sarcoma of the soft tissues in grownups is non related to the paediatric tumour known as clear cell sarcoma of the kidney. Under a microscope these tumours show some similarities to traditional tegument melanomas, and are characterized by solid nests and fascicules of tumour cells with clear cytol and outstanding nucleole. The clear cell sarcoma has a unvarying and typical morphological form which serves to separate it from other types of sarcoma.3.13 Diagnosis:Ocular diagnosing of melanomas is still the most common method employed by wellness professionals. Gram molecules that are irregular in colour or form are frequently treated as campaigners of melanoma. The diagnosing of melanoma requires experience, as early phases may look indistinguishable to harmless moles or non hold any colour at all. Peoples with a personal or household history of skin malignant neoplastic disease or of dysplastic nevus syndrome ( multiple untypical moles ) should see a skin doctor at least one time a twelvemonth to be certain they are non developing melanoma. There is no blood trial for observing melanomas. To observe melanomas ( and increase survival rates ) , it is recommended to larn what they look like ( see â€Å" ABCDE † mnemonic below ) , to be cognizant of moles and look into for alterations ( form, size, colour, rubing or shed blooding ) and to demo any leery moles to a physician with an involvement and accomplishments in skin malignance. A popular method for retrieving the marks and symptoms of melanoma is the mnemotechnic â€Å" ABCDE † : Asymmetrical tegument lesion. Boundary line of the lesion is irregular. Color: melanomas normally have multiple colourss. Diameter: moles greater than 6A millimeters are more likely to be melanomas than smaller moles. Enlarging: Enlarging or germinating A failing in this system is the diameter. Many melanomas present themselves as lesions smaller than 6A millimeter in diameter ; and all melanomas were malignant on twenty-four hours 1 of growing, which is simply a point. An sharp doctor will analyze all unnatural moles, including 1s less than 6A millimeter in diameter. Seborrheic Keratosis may run into some or all of the ABCD standards, and can take to false dismaies among laypeople and sometimes even doctors. An experient physician can by and large separate seborrheic keratosis from melanoma upon scrutiny, or with dermoscopy. Some advocate the system â€Å" ABCDE † , with E for development. Certainly moles that alteration and germinate will be a concern. Alternatively, some refer to E as lift. Elevation can assist place a melanoma, but deficiency of lift does non intend that the lesion is non a melanoma. Most melanomas are detected in the really early phase, or unmoved phase, before they become elevated. By the clip lift is seeable, they may hold progressed to the more unsafe invasive phase. Nodular melanomas do non carry through these standards, holding their ain mnemonic, â€Å" EFG † : Elevated: the lesion is raised above the environing tegument. Firm: the nodule is solid to the touch. Turning: the nodule is increasing in size. A recent and fresh method of melanoma sensing is the â€Å" ugly duckling mark † . It is simple, easy to learn, and extremely effectual in observing melanoma. Simply, correlativity of common features of a individual ‘s skin lesion is made. Lesions which greatly deviate from the common features are labeled as an â€Å" Ugly Duckling † , and further professional test is required. The â€Å" Small Red Riding Hood † mark suggests that persons with just tegument and light-colored hair might hold difficult-to-diagnose amelanotic melanomas. Extra attention and cautiousness should be rendered when analyzing such persons, as they might hold multiple melanomas and badly dysplastic birthmark. A dermatoscope must be used to observe â€Å" ugly ducklings † , as many melanomas in these persons resemble non-melanomas or are considered to be â€Å" wolves in sheep vesture † . [ 28 ] These fair-skinned persons frequently have lightly pigmented or amelanotic me lanomas which will non show easy-to-observe colour alterations and fluctuation in colourss. The boundary lines of these amelanotic melanomas are frequently indistinct, doing ocular designation without a dermatoscope really hard. Amelanotic melanomas and melanomas arising in fair-skinned persons ( see the â€Å" Small Red Riding Hood † mark ) are really hard to observe, as they fail to demo many of the features in the ABCD regulation, interrupt the â€Å" Ugly Duckling † mark, and are really hard to separate from acne scarring, insect bites, dermatofibromas, or freckles. Following a ocular scrutiny and a dermatoscopic test, or in vivo diagnostic tools such as a confocal microscope, the physician may biopsy the leery mole. A tegument biopsy performed under local anaesthesia is frequently required to help in doing or corroborating the diagnosing and in specifying the badness of the melanoma. If the mole is malignant, the mole and an country around it need deletion. Egg-shaped excisional biopsies may take the tumour, followed by histological analysis and Breslow marking. Punch biopsies are contraindicated in suspected melanomas, for fright of seeding tumour cells and rushing the spread of the malignant cells. Entire organic structure picture taking, which involves photographic certification of every bit much organic structure surface as possible, is frequently used during followup of bad patients. The technique has been reported to enable early sensing and provides a cost-efficient attack ( being possible with the usage of any digital camera ) , but its efficaciousness has been questioned due to its inability to observe macroscopic alterations. The diagnosing method should be used in concurrence with ( and non as a replacing for ) dermoscopic imagination, with a combination of both methods looking to give highly high rates of sensing.3.14 Dermatoscopy:Dermatoscopy ( dermoscopy or epiluminescence microscopy ) is the scrutiny of skin lesions with a dermatoscope. This traditionally consists of a magnifier ( typically x10 ) , a non-polarised visible radiation beginning, a crystalline home base and a liquid medium between the instrument and the tegument, and allows review of skin lesions unobs tructed by skin surface contemplations. Modern dermatoscopes dispense with the usage of liquid medium and alternatively usage polarised visible radiation to call off out skin surface contemplations. When the images or picture cartridge holders are digitally captured or processed, the instrument can be referred to as a â€Å" digital epiluminescence dermatoscope † .3.15 Advantages of dermatographyWith physicians who are experts in the specific field of dermoscopy, the diagnostic truth for melanoma is significantly better than for those skin doctors who do non hold any specialised preparation in Dermatoscopy. Thus, with specializers trained in dermoscopy, there is considerable betterment in the sensitiveness ( sensing of melanomas ) every bit good as specificity ( per centum of non-melanomas right diagnosed as benign ) , compared with bare oculus scrutiny. The truth by Dermatoscopy was increased up to 20 % in the instance of sensitiveness and up to 10 % in the instance of speci ficity, compared with bare oculus scrutiny. By utilizing dermatoscopy the specificity is thereby increased, cut downing the frequence of unneeded surgical deletions of benign lesions.3.16 Application of dermatoscopyThe typical application of dermatoscopy is early sensing of melanoma. Digital dermatoscopy ( video dermatoscopy ) is used for supervising skin lesions leery of melanoma. Digital dermatoscopy images are stored and compared to images obtained during the patient ‘s following visit. Leery alterations in such a lesion are an indicant for deletion. Skin lesions, which appear unchanged over clip, are considered benign. Common systems for digital dermoscopy are Fotofinder, Molemax or Easyscan. Aid in the diagnosing of tegument tumours – such as basal cell carcinomas, squamous cell carcinomas, cylindromas, dermatofibromas, angiomas, seborrheic keratosis and many other common tegument tumours have classical dermatoscopic findings. Aid in the diagnosing of itchs and pubic louse. By staining the tegument with India ink, a dermatoscope can assist place the location of the touch in the tunnel, easing scraping of the scabetic tunnel. By amplifying pubic louse, it allows for rapid diagnosing of the hard to see little insects. Aid in the diagnosing of warts. By leting a doctor to visualise the construction of a wart, to separate it from maize, callouses, injury, or foreign organic structures. By analyzing warts at late phases of intervention, to guarantee that therapy is non stopped prematurely due to hard to visualise wart constructions. Aid in the diagnosing of fungous infections. To distinguish â€Å" black point † ringworm, or ringworm capitis ( fungous scalp infection ) from alopecia areata. Aid in the diagnosing of hair and scalp diseases, such as alopecia areata, female androgenic alopecia, monilethrix, Netherton syndrome and woolly hair syndrome. Dermoscopy of hair and scalp is called trichoscopy.3.17 Computer Added Diagnosis for early sensing of Skin CancerMelanoma is the most deathly assortment of skin malignant neoplastic disease. Although less common than other tegument malignant neoplastic diseases, it is responsible for the bulk of skin malignant neoplastic disease related deceases globally. Most instances are curable if detected early and several standardised testing techniques have been developed to better the early sensing rate. Such testing techniques have proven utile in clinical scenes for testing persons with a high hazard for melanoma, but there is considerable argument on their public-service corporation among big populations due to the high work load on skin doctors and the subjectiveness in the reading of the showing. In add-on to deducing a set of computing machine vision algorithms to automatize popular tegument ego scrutiny techniques, this undertaking developed a nomadic phone application that provides a pre-screening tool for persons in the general population to assist measure their hazard. No computing machine application can supply a concrete diagnosing, but it can assist inform the person and raise the general consciousness of this unsafe disease. Melanoma develops in the melanocyte tegument cells responsible for bring forthing the pigment melanin which gives the tegument, hair, and eyes their colourss. Early phases of the malignant neoplastic disease present themselves as irregular tegument lesions. Detection techniques for early phase melanoma use the morphological features of such irregular tegument lesions to sort hazard degrees.A. Skin-Self Evaluations utilizing the ABCDE methodSurveies have shown that self-performed skin scrutinies can greatly better early sensing and survivability rates of melanoma [ 112 ] . The most constituted method for skin introspections to day of the month is the â€Å" ABCDE † promoted by the American Academy of Dermatology [ 113 ] . A elaborate tutorial for carry oning skin self-exams including illustration images for each characteristic is available in [ 113 ] . The â€Å" ABCDE † trial provides a widely accepted, standardised set of lesion characteristics to analyze. The characte ristics are designed for members of the general populace, but variableness in the reading of the characteristics weakens the overall public-service corporation of the trial [ 112 ] . Preprocessing Once a exaggerated image of a skin lesion is captured it is passed to a preprocessor. The preprocessor performs planetary image binarization via Otsu ‘s method [ 114 ] . Following binarization, a affiliated constituents analysis is performed and little part remotion for both positive and negative parts removes most of the image noise. 1 ) Asymmetry A lesion is considered potentially cancerous if â€Å" one half is unlike the other half. † This counsel is comparatively obscure, so techniques developed for dermatoscopy were used for inspiration. The dissymmetry mark computation is based on the symmetricalness map technique. Symmetry maps encode a step of a part ‘s symmetricalness, known as symmetricalness metric, comparative to a scope of axes of symmetricalness defined by angle. Lesion colour and texture comparings were used to encode symmetricalness. Normally the symmetricalness metric is a map of distance R from a part ‘s centre. To cipher the symmetricalness of an image section a symmetricalness map is created for the scope of symmetricalness axes go throughing through a part ‘s centre with angles runing from 0 to 180 grades. To deduce a scalar symmetricalness mark from the symmetricalness map, the planetary upper limit is used. The symmetricalness map technique is attractive because it is able to accomplish a grade of rotational invariability via the soap operator. However, ciphering symmetricalness maps with such a high declaration in angles is computationally expensive and colour and texture can change depending on the image ‘s lighting and focal point. Lighting and focal point are non traditionally major factors in dermatoscopy but they have a big impact in macro picture taking. 2 ) Boundary line The form and strength of a part ‘s boundary line are considered jointly when measuring hazard but the machine-controlled algorithm examines merely border strength. This is because the simple cleavage techniques used were a comparatively noisy step of a lesion ‘s boundary and the cleavage noise rapidly corrupts any boundary line form metric. However, border strength is comparatively easy to calculate. The strength gradient map can besides be computed utilizing a two-stage filter combination of Sobel and Gaussian meats. Once the image gradient map is computed, the gradient magnitude values at each pel along the lesion ‘s boundary line are summed and normalized by the boundary line ‘s size to cipher the mean gradient magnitude along the lesion ‘s boundary line. This mean gradient metric signifiers the boundary line strength hazard value. In general lesions with ill defined boundary lines. Proper pick of the Gaussian smoothing meat is of import given the comparative inaccuracy of the lesion cleavage. If excessively little a meat is used, the boundary line pels may non fall straight over pels with a high gradient magnitude. To cut down variableness, all lesion images are converted to grayscale before hiting. The standard divergence of the grayscale strength values of all the pels belonging to lesion parts has to be calculated. The standard divergence value is taken as the colour fluctuation hazard. B. Image Processing for Digital Dermatoscopy and Digital Macro Photography Epiluminescence Microscopy ( ELM ) , besides known as dermatoscopy, is a noninvasive technique for bettering the early sensing of skin malignant neoplastic disease [ 115 ] . In dermatoscopy, a set of polarized light filters or oil submergence render selected cuticular beds transparent and macro lenses magnify little characteristics non seeable to the bare oculus. Most dermatoscopes besides include characteristics to command illuming and focal conditions. Dermatoscopy is often combined with digital imaging engineering and a big organic structure of research is devoted to developing computerized processing techniques runing on the digital images produced. An version of the â€Å" ABCDE † method for skin introspections to dermatoscopic images was foremost presented in 1994 [ 116 ] .3.17.1 Image Acquisition TechniquesThe first measure in adept systems used for skin review involves the acquisition of the tissue digital image. The chief techniques used for this intent are the Epilum inence microscopy ( ELM, or dermoscopy ) , transmittal negatron microscopy ( TEM ) , and the image acquisition utilizing still or video cameras. ELM is capable of supplying a more elaborate review of the surface of pigmented tegument lesions and renders the epidermis translucent, doing many cuticular characteristics become seeable. TEM, on the other manus, can uncover the typical construction of organisation of elastic webs in the corium, and therefore, is largely used for analyzing growing and suppression of melanoma through its liposomes [ 117 ] .Arecently introduced method of ELM imagination is side-transillumination ( transillumination ) . In this attack, visible radiation is directed from a pealing around the fringe of a lesion toward its centre at an angle of 45a- ¦ , organizing a practical visible radiation beginning at a focal point about 1 centimeters below the surface of the tegument, therefore doing the surface and subsurface of the skin translucent. The chief advantage of transillumination is its sensitiveness to imaging increased blood flow and vascularisation and besides to sing the subsurface pigmentation in a birthmark. This technique is used by a paradigm device, called Nevoscope, which can bring forth images that have variable sum of transillumination and cross-polarized surface light [ 118 ] , [ 119 ] . The usage of commercially available photographic cameras is besides rather common in skin lesion review systems, peculiarly for telemedicine intents [ 120 ] , [ 121 ] .However, the hapless declaration in really little tegument lesions, i.e. , lesions with diameter of less than 0.5 centimeter, and the variable light conditions are non easy handled, and hence, high-resolution devices with low-distortion lenses have to be used. In add-on, the demand for changeless image colourss ( necessary for image duplicability ) remains unsated, as it requires existent clip, automated colour standardization of the camera, i.e. , accommoda tions and corrections to run within the dynamic scope of the camera and ever mensurate the same colour regardless of the lighting conditions. The job can be addressed by utilizing picture cameras [ 122 ] that are parameterizable online and can be controlled through package ( SW ) [ 123 ] , [ 124 ] . In add-on to the latter, improper sum of submergence oil or misalignment of the picture Fieldss in the captured picture frame, due to camera motion, can do either loss or quality debasement of the skin image. Acquisition clip mistake sensing techniques has to be developed harmonizing to [ 124 ] and it is done merely in an attempt to get the better of such issues. Computed imaging ( CT ) images have besides been used [ 125 ] in order to observe melanomas and track both advancement of the disease and response to intervention. Table: 3.2 Image Acquisition Methods Along With the Respective Detection Goals Image Acquisition Technique Detection Goal Video RGB Camera Tumor, Crust, hair, graduated table, glistening ulcer of skin lesions, skin erythema, Burn scars, Melanoma Recognition Tissue Microscopy Melanoma Recognition Still CCD Camera Wound Mending Ultraviolet light Melanoma Recognition Epiluminescence Microscopy ( ELM ) Melanoma Recognition Video microscopy Melanoma Recognition Multi frequence Electrical Electric resistances Melanoma Recognition Raman Spectra Melanoma Recognition Side-or Epi-transllumination ( utilizing Novoscope ) Melanoma Recognition Positron emanation imaging ( PET ) using fluorodeoxyglucose ( FDG ) [ 126 ] has besides been proven to be a extremely sensitive and suited diagnostic method in the theatrical production of assorted tumors, including melanoma, complementing structural imagination. FDG consumption has been correlated with proliferation rate, and therefore the grade of malignance of a given tumour. MRI can besides be used for tumour word picture [ 127 ] . Such methods are utilized largely for analyzing the metastatic potency of a skin melanoma and for farther appraisal. Finally, alternate techniques such multifrequency electrical electric resistance [ 128 ] or Raman spectra [ 129 ] have been proposed as possible showing methods. The electrical electric resistance of a biological stuff reflects fleeting physical belongingss of the tissue. Raman spectra are obtained by indicating a optical maser beam at a skin lesion sample. The optical maser beam excites molecules in the sample, and a scattering conseque nce is observed. These frequence displacements are maps of the type of molecules in the sample ; therefore, the Raman spectra clasp utile information on the molecular construction of the sample. Table I summarizes the most common image acquisition techniques found in literature along with the several sensing ends.3.17.2 Features for the Classification of Skin LesionsSimilarly to the traditional ocular diagnosing process, the computer-based systems look for characteristics and unite them to qualify the lesion as malignant melanoma, dysplastic birthmark, or common birthmark. The characteristics employed have to be mensurable and of high sensitiveness, i.e. , high correlativity of the characteristic with skin malignant neoplastic disease and high chance of true positive response. Furthermore, the characteristics should hold high specificity, i.e. , high chance of true negative response. Although in the typical categorization paradigm both factors are considered of import ( a trade-off expressed by maximising the country under the receiving system runing characteristic ( ROC ) curve ) , in the instance of malignant melanoma sensing, the suppression of false negatives ( i.e. , addition of true positives ) is evidently more of import. In the conventional process, the undermentioned diagnosing methods are chiefly used [ 130 ] : 1 ) ABCD regulation of dermoscopy ; 2 ) Pattern analysis ; 3 ) Menzies method ; 4 ) seven-point checklist ; and 5 ) Texture analysis. The characteristics used for each of these methods are presented in the followers. ABCD Rule: The ABCD regulation investigates the dissymmetry ( A ) , boundary line ( B ) , colour ( C ) , and differential constructions ( D ) of the lesion and defines the footing for a diagnosing by a skin doctor. To cipher the ABCD mark, the ‘Asymmetry, Border, Colors, and Dermoscopic constructions ‘ standards are assessed semi quantitatively. Each of the standards is so multiplied by a given weight factor to give a entire dermoscopy mark ( TDS ) . TDS values less than 4.75 indicate a benign melanocytic lesion, values between 4.8 and 5.45 indicate a leery lesion, and values of 5.45 or greater are extremely implicative of melanoma.A AsymmetryTo measure dissymmetry, the melanocytic lesion is bisected by two 90 ° axes that were positioned to bring forth the lowest possible dissymmetry mark. If both axes dermocopically show asymmetric contours with respect toA form, colourss and/or dermoscopic constructions, the dissymmetry mark is 2.A If there is dissymmetry on one axis merely, the mark is 1. If dissymmetry is absent with respect to both axes the mark is 0.A Boundary lineThe lesion is divided into eighths, and the pigment form is assessed. Within eachA one-eighth section, a crisp, disconnected cut-off of pigment form at the fringe receivesA a mark 1. In contrast, a gradual, indistinct cut-off within the section receives a scoreA of 0. Therefore, the maximal boundary line mark is 8, and the minimal mark is 0.A ColorSix different colourss are counted in finding the colour mark: white, ruddy, light brown, A dark brown, blue-gray, and black. For each colour nowadays, add +1 to the score.A White should be counted merely if the country is lighter than the next skin.A The maximal colour mark is 6, and the minimal mark is 1.3.18 Dermoscopic constructionsEvaluation of dermoscopic constructions focuses on 5 structural characteristics: web, structureless ( or homogenous ) countries, branched runs, points, and globules.A The presence of any characteristic consequences in a mark +1 Structureless ( or homogeneous ) countries must be larger than 10 % of the lesion to be considered present. Branched runs and points are counted merely when more than two are clearly seeable. The presence of a individual globule is sufficient for the lesion to be considered positive for globules. Asymmetry: The lesion is bisected by two axes that are positioned to bring forth the lowest dissymmetry possible in footings of boundary lines, colourss, and dermoscopic constructions. The dissymmetry is examined with regard to a point under one or more axes. The dissymmetry index is computed foremost by happening the chief axes of inactiveness of the tumour form in the image, and it is obtained by overlapping the two halves of the tumour along the chief axes of inactiveness and spliting the non-overlapping country differences of the two halves by the entire country of the tumour. Fig ( a ) Fig ( B ) : Figure: ( degree Celsius ) Figure: 3.12 ( a ) , ( B ) , ( degree Celsius ) : Calculation of symmetric matrix Boundary line: The lesion is divided into eight pie-piece sections. Figure: ( a ) Then, it is examined if there is a crisp, disconnected cutoff of pigment form at the fringe of the lesion or a gradual, indistinct cutoff. Border-based characteristics depicting the form of the lesion are so computed. In order to pull out boundary line information, image cleavage is performed. Figure: ( B ) Figure: ( C ) Fig 3.13. ( a ) , ( B ) , ( degree Celsius ) : Boundary line computation for Skin Lesion. It is considered to be a really critical measure in the whole procedure of skin lesion designation and involves the extraction of the part of involvement ( ROI ) , which is the lesion and its separation from the healthy tegument. Most usual methods are based on thresholding, part growth, and colour transmutation ( e.g. , chief constituents transform, CIELAB colour infinite and spherical co-ordinates [ 131 ] , and JSEG algorithm [ 132 ] ) . Extra methods affecting unreal intelligence Techniques like fuzzed boundary lines [ 133 ] and declaratory cognition ( melanocytic lesion images segmentation implementing by spacial dealingss based declaratory cognition ) are used for finding skin lesion characteristics. The latter methods are characterized as part attacks, because they are based on different colorization among the malignant parts and the chief boundary line. Another class of cleavage techniques is contour attacks utilizing classical border sensors ( e.g. , Sobel, Canny, etc. ) that produce a aggregation of borders go forthing the choice of the boundary up to the human perceiver. Hybrid attacks [ 134 ] usage both colour transmutation and border sensing techniques, whereas serpents or active contours 135 ] are considered the outstanding state-of-the art technique for boundary line sensing. More information sing boundary line sensing every bit good as a public presentation comparing of the aforesaid methods can be found in [ 136 ] and [ 137 ] . The most popular boundary line characteristics are the greatest diameter, the country, the boundary line abnormality, the tenuity ratio [ 138 ] , the disk shape index ( CIRC ) [ 139 ] , the discrepancy of the distance of the boundary line lesion points from the centroid location [ 140 ] , and the symmetricalness distance ( SD ) [ 133 ] . The CIRC is mathematically defined by the undermentioned equation: Where A is the surface of the examined country and P is its margin. SD calculates the mean supplanting among a figure of vertexes as the original form is transformed into a symmetric form. The symmetric form closest to the original form P is called the symmetricalness transform ( ST ) of P. The SD of an object is determined by the sum of attempt required to transform the original form into a symmetrical form, and can be calculated as follows: Apart from sing the boundary line as a contour, accent is besides placed on the characteristics that quantify the passage ( speed ) from the lesion to the tegument. Such characteristics are the minimal, maximal, mean, and discrepancy responses of the radient operator applied on the intesity image along the lesion boundary line. degree Celsius ) Color: Color belongingss inside the lesion are examined, and the figure of colourss present is determined. They may include light brown, dark brown, black, ruddy ( ruddy vascular countries are scored ) , white ( if whiter than the environing tegument ) , and slate blue. In add-on, colour texture might be used for finding the nature of melanocytic tegument lesions [ 141 ] . Typical colour images consist of the three-color channels red, green, and blue ( RGB ) . The colour characteristics are based on measurings on these colour channels or other colour channels such as cyan, magenta, yellow ( CMY ) , hue, impregnation, value ( HSV ) , Y-luminance, UV ( YUV ) chrominance constituents, or assorted combinations of them, linear or non. Additional colour characteristics are the spherical co-ordinates LAB norm and discrepancy responses for pels within the lesion [ 142 ] Color variegation may be calculated by mensurating lower limit, upper limit, norm, and standard divergences of the selected channel values and colour strength, and by mensurating chromatic differences inside the lesion. vitamin D ) Differential constructions: The figure of structural constituents present is determined, i.e. , pigment web, points ( scored if three or more are present ) , globules ( scored if two or more are present ) , structureless countries ( counted if larger than 10 % of lesion ) , and runs ( scored if three or more are present ) . 2 ) Form Analysis: The form analysis method seeks to place specific forms, which may be planetary ( reticulate, ball-shaped, sett, homogenous, starburst, parallel, and multicomponent, nonspecific ) or local ( pigment web, dots/globules/ moles [ 143 ] , runs, blue-whitish head covering, arrested development constructions, hypo-pigmentation, splodges, vascular constructions ) . 3 ) Menzies Method: The Menzies method looks for negative characteristics ( symmetricalness of form, presence of a individual colour ) and positive ( bluish-white head covering, multiple brown points, pseudopods, radial cyclosis, scar-like depigmentation, peripheral black dots/globules, multiple ( five to six ) colourss, multiple blue/gray points, broadened web ) . 4 ) Seven-Point Checklist: The seven-point checklist [ 144 ] , [ 145 ] refers to seven standards that assess chromatic features and the form and/or texture of the lesion. These standards are untypical pigment web, blue-whitish head covering, untypical vascular form, irregular runs, irregular dots/globules, irregular splodges, and arrested development constructions. Each one is considered to impact the concluding appraisal with a different weight. The dermoscopic image of a melanocytic tegument lesion is analyzed in order to grounds the presence of these standard standards ; eventually, a mark is calculated from this analysis, and if a entire mark of three or more is given, the lesion is classified as malignant, otherwise it is classified as birthmark. 5 ) Texture Analysis: Texture analysis is the effort to quantify texture impressions such as â€Å" all right, † â€Å" rough, † and â€Å" irregular † and to place, step, and use the differences between them. Textural characteristics and texture analysis methods can be slackly divided into two classs: statistical and structural. Statistical methods define texture in footings of local gray-level statistics that are changeless or easy varying over a textured part. Different textures can be discriminated by comparing the statistics computed over different subregions. Some of the most common textural characteristics are as follows. Neighboring gray-level dependance matrix ( NGLDM ) and lattice aperture wave form set ( LAWS ) are two textural attacks used for analysing and observing the pigmented web on tegument lesions. Dissimilarity, vitamin D, is a step related to contrast utilizing additive addition of weights as one moves off from the grey degree accompaniment matrix ( GLCM ) diagonal. Dissimilarity is calculated as follows: Where I is the row figure, J is the column figure, N is the entire figure of rows and columns of the GLCM matrix, and is the normalization equation in which Vi, J is the digital figure ( DN ) value of the cell I, J in the image window ( i.e. , the current gray-scale pel value ) . Angular 2nd minute ( ASM ) , which is a step related to methodicalness, where Pi, J is used as a weight to itself, is given by GLCM mean, I?i, which differs from the familiar average equation in the sense that it denotes the frequence of the happening of one pel value in combination with a certain neighbour pel value, is given by The research workers that seek to automatically place skin lesions exploit the available computational capablenesss by seeking for many of the characteristics stated earlier, every bit good as extra characteristics. 6 ) Other Features Utilized: The differential constructions as described in the ABCD method, every bit good as most of the forms that are used by the form analysis, the Menzies method, and the seven-point checklist are really seldom used for machine-controlled tegument lesion categorization, evidently due to their complexness. A fresh method presented in [ 140 ] utilizations 3-D pseudoelevated images of skin lesions that reveal extra information sing the abnormality and inhomogeneity of the examined surface. Several attempts concern mensurating the dynamicss of skin lesions [ 146 ] . The ratio of discrepancies RV in [ 147 ] has been defined as where standard divergence between yearss ( SDB2 ) is the between twenty-four hours discrepancy of the colour variable computed utilizing the mean values at each twenty-four hours of all lesion sites and topics, standard divergence intraday ( SDI2 ) is the intraday discrepancy of the colour variable estimated from the calculations at each twenty-four hours of all lesion sites and topics, and standard divergence analytical ( SDA2 ) is the discrepancy of the colour variable computed utilizing normal skin sites of all topics and times. Finally, ripple analysis has besides been used for break uping the tegument lesion image and utilizing ripple coefficients for its word picture [ 148 ] . C. Feature Selection The success of image acknowledgment depends on the right choice of the characteristics used for the categorization. The latter is a typical optimisation job, which may be resolved with heuristic schemes, greedy or familial algorithms, other computational intelligence methods, or particular schemes from statistical form acknowledgment [ e.g. , cross-validation ( XVAL ) , leave-one-out ( LOO ) method, consecutive forward drifting choice ( SFFS ) , consecutive backward drifting choice ( SBFS ) , chief constituent analysis ( PCA ) , and generalized consecutive characteristic choice ( GSFS ) ] [ 149 ] . The usage of characteristic choice algorithms is motivated by the demand for extremely precise consequences, computational grounds, and a peaking phenomenon frequently observed when classifiers are trained with a limited set of acquisition samples3.19 Skin Lesion Classification MethodsIn this subdivision, the most popular methods for skin lesion categorization are examined. The undertaking involves chiefly two stages after characteristic choice, larning and proving [ 150 ] , which are analyzed in the undermentioned paragraphs. A. Learning Phase During the learning stage, typical characteristic values are extracted from a sequence of digital images stand foring classified skin lesions. The most classical acknowledgment paradigm is statistical. Covariance matrices are computed for the discriminatory steps, normally under the multivariate Gaussian premise. Parametric discriminant maps are so determined, leting categorization of unknown lesions ( discriminant analysis ) . The major job of this attack is the demand for big acquisition samples. Nervous webs are webs of interrelated nodes composed of assorted phases that emulate some of the ascertained belongingss of biological nervous systems and pull on the analogies of adaptative biological acquisition. Learning occurs through larning over a big set of informations where the Learning algorithm iteratively adjusts the connexion weights ( synapses ) by minimising a given mistake map [ 151 ] , [ 152 ] . The support vector machine ( SVM ) is a popular algorithm for informations categorization in two categories [ 153 ] – [ 155 ] , [ 156 ] . SVMs allow the enlargement of the information provided by a learning dataset as a additive combination of a subset of the informations in the acquisition set ( support vectors ) . These vectors locate a hyper surface that separates the input informations with a really good grade of generalisation. The SVM algorithm is based on acquisition, proving, and public presentation rating, which are common stairss in every acquisition process. Learning involves optimisation of a convex cost map where there are no local lower limit to perplex the acquisition procedure. Testing is based on theoretical account rating utilizing the support vectors to sort a trial dataset. Performance rating is based on mistake rate finding as the trial dataset size tends to eternity. The adaptative wavelet-transform-based tree-structure categorization ( ADWAT ) method [ 157 ] is a specific tegument lesion image categorization technique that uses statistical analysis of the characteristic informations to happen the threshold values that optimally partitions the image-feature infinite for categorization. A known set of images is decomposed utilizing 2-D ripple transform, and the channel energies and energy ratios are used as characteristics in the statistical analysis. During the categorization stage, the tree construction of the campaigner image obtained utilizing the same decomposition algorithm is semantically compared with the tree-structure theoretical accounts of melanoma and dysplastic birthmark. A categorization variable ( CV ) is used to rate the tree construction of the campaigner image. CV is set to a value of 1 when the chief image is decomposed. The value of CV is incremented by one for every extra channel decomposed. When the algorithm decomposes a dy splastic birthmark image, merely one degree of decomposition should happen ( impart 0 ) . Therefore, for values of CV equal to 1, a campaigner image is assigned to the dysplastic nevus category. A value of CV greater than 1 indicates farther decomposition of the campaigner image, and the image is consequently assigned to the melanoma category. B. Testing Phase The public presentation of each classifier is tested utilizing an ideally big set ( i.e. , over 300 skin lesion image sets ) of manually classified images. A subset of them, for example, 80 % of the images, is used as a acquisition set, and the other 20 % of the samples is used for proving utilizing the trained classifier. The Learning and trial images are exchanged for all possible combinations to avoid prejudice in the solution. Most usual categorization public presentation appraisal in the context of melanoma sensing is the true positive fraction ( TPF ) bespeaking the fraction of malignant tegument lesions right classified as melanoma and the true negative fraction ( TNF ) bespeaking the fraction of dysplastic or nonmelanoma lesions right classified as nonmelanoma, severally [ 158 ] , [ 159 ] . A graphical representation of categorization public presentation is the ROCcurve, which displays the â€Å" trade-off † between sensitiveness ( i.e. , existent malignant lesions that are right identified as such, besides known as TPF ) and specificity ( i.e. , the proportion of benign lesions that are right identified, besides known as TNF ) that consequences from the convergence between the distribution of lesion tonss for melanoma and nevi [ 160 ] , [ 161 ] , [ 162 ] . A good classifier is one with stop ping point to 100 % sensitiveness at a threshold such that high specificity is besides obtained. The ROC for such a classifier will plot as a steeply lifting curve. When different classifiers are compared, the one whose curve rises fastest should be optimum. If sensitiveness and specificity were weighted every bit, the greater the country under the ROC curve ( AUC ) , the better the classifier is [ 163 ] .

Kelley School of Business Essay

Business has had a captivation over my intellectual interests ever since my freshmen year of high school. I chose to be independent and wanted to make my own path in my field of my interests and hence chose finance. I wish to make an impact on the business world and also be a successful entrepreneur. I have started early and taken the steps to ensure my success in the field. I have always liked subjects like mathematics, accounting and management and this is why I chose to major in Business. This is my 2nd semester at Kelley and I started off with my intention to major in Finance. But after exploring more opportunities I plan to major in Accounting and Finance with a minor in Economics. I then plan to work in a financial institution for couple of years and prepare for GMAT simultaneously. I want to get into the best Business school for my MBA. Furthermore, I plan to work at a good position in a good institution and reach the top level management of that institution. My goal is to bec ome a CFO of a company. I have always been involved in a lot of intra-collegiate and inter-collegiate festivals in high school. I have performed duties of a Division Representative, Contingent Leader, etc. and represented my high school/junior college in city-level festivals. I have managed to win one of Mumbai’s (India) biggest inter-collegiate festival. I am an active member of the International Club, Indian Students Advisory Council (ISAC), Indian Students Cultural Association (ISCA) and Student Activities Programming Board (SAPB) at IUPUI. I have performed a dance and walked the ramp for ISAC’s biggest festival here on campus. Additionally, I have volunteered to walk the ramp for International Club’s biggest event of the year, ‘International Fashion and Cultural Show’. I also plan on applying for the Advertising Officer position for International Club and Cultural Secretary position for ISAC. I love volunteering and I think it’s a really good way to serve the community. I have volunteered for 5 medical camps back in Mumbai and have also been a part of a NGO i.e., Once again green. We basically looked for the greenery in the city and planted new trees every weekend. At IUPUI I have volunteered at the Boys and Girls Club of Indianapolis which was my best experience so far. Also, I have volunteered for IUPUI Flag corps. Recently, I volunteered for MLK day of service and felt attached to the community. Furthermore, I have registered to volunteer for the Kelley Career Fair on Feb 12th, 2012. Well, I am taking 18 credit hours this semester. I do have a scholarship of $4,000 every semester but my dad still ends up paying $14,000. Being an International Student our fees is much more than the In-State students it becomes really expensive. My dad also pays for my rent and personal expense which comes to about $1000-1200 every month. Hence, I am applying for various scholarships and programs which can help me pay my tuition fee and reduce the burden on my dad. Furthermore, I am looking for more job opportunities to get hands on experience and get my personal expenses covered. I am a direct admit to the Kelley School of Business. I have also been awarded Dean’s Recognition Scholarship of $32,000 for 4 years. I successfully secured a GPA of 3.614 in my first semester of my freshman year and hence I was fortunate enough and gain recognition to be admitted to Kelley School of Business, Dean’s Honor List. In addition, I have been invited to be a member of the National Society of Collegiate Scholars (NSCS). I have been dedicated to Kelley school throughout. I have also been asked by my Kelley Academic Advisor to be interviewed for a video and printed material to recruit other International students.

How to Improve Your English

How to Improve Your English Each learner has different objectives  and, therefore, different approaches to learning English. But some tips and tools are likely to help most English learners. Lets begin with the three most important rules:   Rule 1: Be PatientLearning English is a Process The most important rule to remember is that learning English  is a process. It takes time, and it takes lots of patience! If you are patient, you will improve your English.   Rule 2: Make a Plan The most important thing to do is to create a plan and follow that plan. Start with your English learning goals, and then make a specific plan to succeed. Patience is key to improving your English, so go slowly and focus on your goals. Youll speak English well soon if you keep to the plan. Rule 3: Make Learning English a Habit Its absolutely necessary that learning English becomes a habit. In other words, you should work on your English every day. Its not necessary to study grammar every day. However, you should listen, watch, read or speak English every day - even if its for a short period of time. Its much better to learn 20 minutes a day than to study for two hours twice a week. Tips for Learning and Improving Your English Have patience: Remember that learning a language is a gradual process- it does not happen overnight.Define your learning objectives early: What do you want to learn and why?Make learning a habit:  Try to learn something every day. It is much better to study (or read, or listen to English news, etc.) 10 minutes each day than to study for 2 hours once a week.Choose your materials well:  You will need reading, grammar, writing, speaking and listening materials.Vary your learning routine:  It is best to do different things each day to help keep the various relationships between each area active. In other words, dont just study grammar.Find friends: Finding friends to study and speak with in invaluable and learning English together can be very encouraging.Keep it interesting: Choose listening and reading materials that relate to what you are interested in. Being interested in the subject will make learning more enjoyable - thus more effective.Relate grammar to practical usage: Gramm ar by itself does not help you USE the language. You should practice what you are learning by employing it actively. Use reading to help with other English skills:  Reading can be used to help with vocabulary, grammar, pronunciation and much more.  Flex your mouth muscles: Understanding something doesnt mean the muscles of your mouth can produce the sounds. Practice speaking what you are learning aloud. It may seem strange, but it is very effective. Exercises like  tongue twisters can help improve your flexibility.Communicate: Grammar exercises are great, but having your friend on the other side of the world understand your email is fantastic!Use the Internet:  The Internet is the most exciting, unlimited English resource that anyone could imagine and it is right at your fingertips.

The History of Scissors

The History of Scissors Leonardo da  Vinci has often been credited with inventing scissors, but they predate his lifetime by many centuries. Nowadays, it’s hard to find a household these days that doesn’t have at least one pair. Ancient Scissors The ancient Egyptians used a version of scissors as long ago as 1500 B.C. They were a single piece of metal, typically bronze, fashioned into two blades that were controlled by a metal strip. The strip kept the blades apart until they were squeezed. Each blade was a scissor. Collectively, the blades were scissors, or so rumor has it. Through trade and adventure, the device eventually spread beyond Egypt to other parts of the world. The Romans adapted the Egyptians  design in 100 A.D., creating pivoted or cross-blade scissors that were more in line with what we have today. The Romans also used bronze, but they sometimes made their scissors from iron as well. Roman scissors had two blades that slid past each other. The pivot was situated between the tip and the handles to create a cutting effect between the two blades when they were applied to various properties.  Both Egyptian and Roman versions of scissors had to be sharpened regularly. Scissors Enter the 18th Century Although the actual inventor of scissors is hard to identify, Robert Hinchliffe, of Sheffield, England, should be rightfully acknowledged as the father of modern scissors. He was the first to use steel to manufacture and mass-produce them in 1761 more than 200 years after da  Vinci’s death. Pinking shears  were first invented and patented in 1893 by Louise Austin of Whatcom of Washington to facilitate pinking and scalloping and as a marked improvement over ordinary pinking irons and tools.† Here are some mentions of scissors in print publications over the years, as well as a bit of folklore. From Emar, Capital of Astata, in the 14th  Century BCE By Jean-Claude Margueron Besides ceramics, occasionally collected in large quantities, the houses produced stone and metallic objects illustrating both day-to-day needs and the activities of city merchants: beer filters,  containers, arrow and javelin heads, scales of armor, needles and  scissors,  long nails,  bronze scrapers, millstones, mortars, many kinds of grindstones, pestles, various tools and stone rings. From  The Story of Scissors  by J. Wiss Sons, 1948 Egyptian bronze shears of the Third Century B.C., a unique object of art.  Showing Greek influence although with decoration characteristic of Nile culture, the shears are illustrative of the high degree of craftsmanship which developed in the period following Alexanders conquest of Egypt.  Decorative male and female figures, which complement each other on each blade, are formed by solid pieces of metal of a different color inlaid in the bronze shears.Sir Flinders Petrie ascribes the development of cross-bladed shears to the First Century. In the Fifth Century, the scribe Isidore of Seville  describes cross-bladed shears or scissors with a center pivot as tools of the barber and tailor. Folklore and Superstition More than one expectant mother has placed a pair of scissors beneath her pillow at night somewhere toward the end of her ninth month of pregnancy. Superstition says that this will â€Å"cut the cord† with her baby and prompt labor. And heres another tall tale: Don’t hand those scissors to your best friend. Place them on any available surface and let your friend pick them up. Otherwise, you risk severing your relationship. Some say that those scissors languishing in your catch-it-all drawer can help keep evil spirits out of your home. Hang them by one handle near your door so they form a version of a cross.

Selection of Quotes by Seretse Khama

Selection of Quotes by Seretse Khama I think that the trouble we now face in the world is caused mainly by the refusal to try and see another man’s point of view, to try and persuade by example - and the refusal to meet a rather passionate desire to impose your own will upon others, either by force or other means.Seretse Khama, first president of Botswana, from a speech given in Blantyre in July 1967. It should now be our intention to try to retrieve what we can of our past. We should write our own history books to prove that we did have a past, and that it was a past that was just as worth writing and learning about as any other. We must do this for the simple reason that a nation without a past is a lost nation, and a people without a past is a people without a soul.Seretse Khama, first president of Botswana, speech at the University of Botswana, Lesotho and Swaziland, 15 May 1970, as quoted in the Botswana Daily News, 19 May 1970. Botswana is a poor country and at present is unable to stand on its own feet and develop its recourses without assistance from its friends.Seretse Khama, first president of Botswana, from his first public speech as president, 6 October 1966. We are convinced that there is justification for all the races that have been brought together in this part of Africa, by the circumstances of history, to live together in peace and harmony, for they have no other home but Southern Africa. Here we will have to learn how to share aspirations and hopes as one people, united by a common belief in the unity of the human race. Here rests our past, our present, and, most importantly of all, our future.Seretse Khama, first president of Botswana, speech at the national stadium on the 10th anniversary of independence in 1976. As quoted in Thomas Tlou, Neil Parsons and Willie Hendersons Seretse Khama 1921-80, Macmillan 1995. [W]e Batswana are not desperate beggars...Seretse Khama, first president of Botswana, from his first public speech as president, 6 October 1966. [D]emocracy, like a little plant, does not grow or develop on its own. If must be nursed and nurtured if it is to grow and flourish. It must be believed in and practiced if it is to be appreciated. And it must be fought for and defended if it is to survive.Seretse Khama, first president of Botswana, speech given at the opening of the fifth session of Botswanas third National Assembly in November 1978. Lefatshe ke kereke yame. Go dira molemo tumelo yame.The world is my church. To do good my religionInscription to be found on Seretse Khamas grave.

Is the nature of crime in our society accurately presented by the Essay

Is the nature of crime in our society accurately presented by the media Discuss - Essay Example This has meant that media has been unable to showcase success within the crime regimes and has not been able to showcase its true face at exposing crime and the criminals who are at large on most of the occasions (Weeks, 2011). The most interesting aspect of properly understanding the nuances related with crime and its propagation within any society of the world and especially within Australia is made when people are trying to get the hang of the criminal elements which are plaguing the people and the society in essence. What is required is a vision to set the good and the bad apart from one another so that both virtue and vice have their respective positions within the societal domains. The people who make media such a huge phenomenon are indeed the ones who have to decide what is deemed as right and what can be judged as wrong without any doubt. These include the anchors, the media persons, the talk show hosts, the reporters, the news analysts and so on. The need is to realize that this huge phenomenon must not be blown out of proportion rather the emphasis should be kept on bringing sanity within the related ranks (Thorn, 2008). It will assure that the media stays on track and the criminal element prese nt within the Australian society is checked at all times. One of the most significant reasons why crime is being propagated lies solely in the fact that the criminals are being allowed to do just that. The media is playing its negative role on most of the occasions, and this is earmarked as something that is proving to be a serious problem if seen within the related settings. How crime gets the back seat is important for the society’s different dimensions and this must be brought to the fore none other than the media alone. The element of being responsive in terms of reporting, finding out facts from just about everywhere and directly reporting with

Text Analysis Essay Example | Topics and Well Written Essays - 1000 words

Text Analysis - Essay Example The main clause in this is 'iron man stood at the top of the cliff.' This clause is by itself a sentence. This means there is a complete meaning for it even if it is alone with no other phrase. (English grammar 2009). This structure of the sentence makes it ambiguous because since 'taller than a house' precedes 'iron man' and 'cliff', who or what is taller than a house might confuse the students. This affects the semantics of the sentence. This is due to improper phrase structure. It reads better as, 'The Iron Man, taller than a house, stood in the darkness, at the top, on the very brink of the cliff.' Thus, the sentence will be understood better. This creates a language cluster with 'at the top, on the very brink of the cliff.' Speaking about the pragmatics in it, the exact meaning of the sentence will be understood only if the students know who the iron man is or what the story is about. Else, they will be puzzled about how a man can be made of iron. The sentence alone will only give a sense of the real meaning; that the iron man, a very tall person, stood at the edge of the cliff in the darkness. As the students discuss among themselves, they might come up with negotiated meanings for the sent ence like the iron man wanted to jump off the cliff because he was standing at the edge of it. The denoted meaning is that the man was made of iron, that he was very tall, and that he stood at the edge of the cliff in the darkness. But, connotation might arise at the mention of iron and the edge of the cliff. It varies with each student, but it might be something like imagining themselves as the iron man or as standing at edge of a cliff. In this case, the first level of pragmatism is that the tall iron man stood at the edge of the cliff in the darkness. The second level of pragmatism gives the idea that it was night time. The third level of pragmatism will bring in thoughts like he will or will not die if he falls off the cliff because he's made of iron and there is a chance of falling since its dark. This sentence contains almost all the elements of English language, and can be used as a good example for teaching what phrases and clauses are. But considering the limitations of the students, this one is a bit confusing to start with. 2. The wind sang through his iron fingers: The nouns in the sentence are 'wind and 'iron fingers' where again, iron is a descriptive part. 'Sang' is the simple past tense verb in it. 'The' is the article and 'through' is the preposition. 'His' is the pronoun. The sentence is a very simple one with just a single clause. The sentence does not provide any ambiguity in its structure, and is right semantically. The meaning of the sentence is pretty easy for any child. Taking this particular sentence alone, its pragmatism is to be discussed. Since the iron man's name is not mentioned, the reference of 'his' will create a problem. The sense of meaning that this sentence gives is that the iron fingers had gaps in between through which the wind blew singing. The negotiated meaning can be that a giant had iron fingers with so much of gap in between them that even a child can pass through it. The denoted meanin

Law Bachelor Essay Example | Topics and Well Written Essays - 3750 words

Law Bachelor - Essay Example Yang. So, Ying and Yang cannot enforce Mei's initial offer. Intention:Mei, Ying and Yang were colleagues, and not professional gamblers. The general presumption is that there was no legal intention involved. However, the presumption can be rebutted, taking into consideration the seriousness of the consequences. But assessed objectively, the presumption can't be set aside due to the lack of any written or verbal contract acceptance of Mei's initial offer. Consideration: Finally, Mei refused to share the winnings, although initially she volunteered to "buy one last ticket on behalf of them all". Courts will not intervene, for a contract didn't exist at all. It was a verbal contract till four weekly tickets were purchased with the $120 won from the first ticket. The final instance is an evidence akin to Australian Woollen Mills Pty Ltd v Commonwealth (1954). Mei's proposal was merely a statement and not an offer capable of acceptance. This mentioned clearly in: " what is alleged to be an offer should have been intended to give rise, on the doing of the act to an obligationin the absence of such an intention, actual or imputed, the alleged offer cannot lead to a contract: there is indeed in such a case no true offer." (Graw Stephen, An Introduction to the Contract 5th edition, Lawbook Co. 2005, p. 41) . Question 2 Ying was tired of her long musical career so on 3 April she offered to sell her piano to Molly for $3500, saying that she would keep the offer open for ten days. Molly already had two pianos in her shop and was therefore reluctant to buy it. However, always ready to try for a bargain, she replied on 6 April with a verbal offer to buy it for $2500. This was not acceptable to Ying. In the meantime, Molly had... During 2003 the life of an Aboriginal artist, Albert Namatjira, was celebrated in a number of ways, including an exhibition in the Art Gallery of South Australia of his paintings from the 1930's to 1958. Albert Namatjira had a number of relatives who also produced similar paintings of varying quality. Albert's paintings are more valuable than those of other family members. Boondok, a dealer in paintings, located a painting of a desert landscape in colour with the name 'Namatjira' written in the bottom corner of the painting. He paid $50 for it. This painting was painted by one of Albert's cousins and was worth approximately $500. Boondok knew this. Albert Namatjira always signed his paintings, 'Albert Namatjira' in the bottom corner of each painting he did. Boondok placed his landscape painting in his gallery's front window with a price tag of $8,000 on it. Tex, a tourist, saw Boondok's painting on display. Tex said to Boondok, " I have always wanted a genuine Namatjira and here it is. I will buy it." Boondok replied, "It is always nice to buy something that pleases you. Hope you enjoy the painting." The plaintiff bought a bottle of wine from the defendant.The plaintiff was injured due to the sudden ejection of a hidden stopper when he opened the bottle at his home.

Harley davidson Essay Example | Topics and Well Written Essays - 1000 words

Harley davidson - Essay Example this mission by providing to the motorcyclists and the general public with vast line of motorcycles, accompanied with branded products and services through the selected market segments. The first objective is attracting customers from the vast younger generation and women. The second objective is achieving a balance existing through empowering the brand and the rising of value. The next objective is engaging in the production of high-quality products and aim at reducing on the customer complaints. Finally, Harley Davidson aims at enhancing operational efficiency while putting focus on the Global Market through engaging towards raising the company’s market shares. 4. Be able to grow into a global enterprise and be able to maintain on the operation basing on a strategic international market with the purpose of supporting the company’s worldwide dealer and distributor networks. There is need to see expansion on the Rider’s Edge as a measure of experiencing the dream of riding The company adopts an Open Door Policy in all of its areas of operations as a measure aimed at encouraging the employee involvement in the initiatives of transforming the company. The second policy is about Protecting Trademarks & Patents. The third policy is Empowering R&D in order to become a leader in the market and develop better products. The final policy is engaging in Climate Change initiatives that are in light with the changing global science and policy. 5. The company provides memorable experiences to its buyers as a measure of developing an intense brand loyalty 6. Engage in building a strong relationship with the suppliers as an initiative of getting quality products and cost reduction. There was an excessive concentration on aging baby boomers and with some current efforts shifting to women and young generation. The strategy aims at increasing the number of sales by teaching this target population how to ride. Secondly, there is a need for providing training for rider

Determining acceleration due to gravity using a simple pendelum Lab Report

Determining acceleration due to gravity using a simple pendelum - Lab Report Example ttl 19). This is due to earth’s radii changes caused by both altitude and latitude variations as one moves to the poles whereby distance to the crust continues to decrease. This is because at the poles the surface is flattened compared to the equator where there is bulging due to a large radius, which is the reason behind an individual’s location being the determinant of g. In quest to find g, this experiment utilizes the following formula, T = 2? / ? = 2? v (L/g) = 2? v (L/g) by rearranging g = 2?L / T2 Methodology Experiment Materials required Piece of string, which is lighter such that its weight is negligible Hook Pendulum or bob Stopwatch Meter rule or tape measure Supporting board for hook Steps to perform experiment The first step entailed setting up the experiment. This is by hanging pendulum or bob using a string from the supporting board where there is a hook, then adjusting L to approximately 50cm or appropriate length that will act as the initial value. Then displacement of a pendulum using a certain angle before released to swing back and forth took place. It was essential to ensure motion in this case was vertical instead of erratic elliptical, which mostly develops due to inappropriate displacement. Timing was at intervals of 10 oscillations for each chosen L until it reached about 125cm and having at intervals of 15cm, then tabulating obtained data. Data values were L, T and angles. After tabulation, calculation commenced to ascertain T2 and g values. Recording of data included g and its mean values besides standard error deviations. The last step encompassed plotting of L vs. T2 graph with the intention of ascertaining its slope, which was the value for g (Serway, Jewett & Vahe? 465). Results Table 1: Data Results L (M) T50 (S) T (S) T (S) T (S) T (S) T2 (S2) g (M/S2) 50 65 80 95 110 Discussion Formula and effects on experimental accuracy Based on the experimental results, error in L prompts a linear relation error in any resultin g value of g. This implies suppose there was a 10% error in value of l, it will reflect an erratic value of g having a margin of 10%. In addition, an error in g exhibited a squared or parabolic relationship with error evident in the value of T. Suppose T had an error bearing a margin of 10%, this will reflect 21% value of g. This is because 1.10 x 1.10 = 1.21 Controlling and measuring length String used in this experiment was light together with heavy mass. The purpose of the latter was to ensure the center of pendulum’s oscillation system was as close as possible to the center of the mass of fishing sinker. Then calculating mass of the string compared to that of the sinker commenced. There was also a need to increase the length of the string to ensure less percentage error restricted by 8m measuring tape (stairs were approximately 15m high). Accuracy’s margin was set at  ±5 or approximately 0.07% over 7.5m. It entailed one hour to wait for effective completion of st ring’s stretch and twist caused by the suspended mass, which was a lot of time. To rectify this problem in the next experiment, it would be essential to use a light string as well as measuring stretch before starting. Calculation of maximum centripetal acceleration commenced with the aid of angle created by pendulum (where PE converted to KE). However, this affected both string and accuracy of the data due to unknown stretch

Harley davidson Essay Example | Topics and Well Written Essays - 1000 words

Harley davidson - Essay Example this mission by providing to the motorcyclists and the general public with vast line of motorcycles, accompanied with branded products and services through the selected market segments. The first objective is attracting customers from the vast younger generation and women. The second objective is achieving a balance existing through empowering the brand and the rising of value. The next objective is engaging in the production of high-quality products and aim at reducing on the customer complaints. Finally, Harley Davidson aims at enhancing operational efficiency while putting focus on the Global Market through engaging towards raising the company’s market shares. 4. Be able to grow into a global enterprise and be able to maintain on the operation basing on a strategic international market with the purpose of supporting the company’s worldwide dealer and distributor networks. There is need to see expansion on the Rider’s Edge as a measure of experiencing the dream of riding The company adopts an Open Door Policy in all of its areas of operations as a measure aimed at encouraging the employee involvement in the initiatives of transforming the company. The second policy is about Protecting Trademarks & Patents. The third policy is Empowering R&D in order to become a leader in the market and develop better products. The final policy is engaging in Climate Change initiatives that are in light with the changing global science and policy. 5. The company provides memorable experiences to its buyers as a measure of developing an intense brand loyalty 6. Engage in building a strong relationship with the suppliers as an initiative of getting quality products and cost reduction. There was an excessive concentration on aging baby boomers and with some current efforts shifting to women and young generation. The strategy aims at increasing the number of sales by teaching this target population how to ride. Secondly, there is a need for providing training for rider

Do-Not-Resuscitate in the Operating Room Essay Example | Topics and Well Written Essays - 1000 words

Do-Not-Resuscitate in the Operating Room - Essay Example Due to the patient’s sickness, confusion or dilemma, the person may not be in a position to make the decision as per their stand. However, the situation forces them to make the decision. In a case whereby an individual is totally unable to make a decision by themselves, there is involvement of a Surrogate decision maker ( Vetsch, 2002). In the absence of a written document, people close to the patient and familiar with his wishes may be used. The law recognizes a hierarchy of family relationships in determining which family member should be the official "spokesperson," though generally all close family members and significant others should be involved in the discussion and reach some consensus. The hierarchy includes a legal guardian, individuals given power of attorney for health decision making, spouse, handout children, guardians or adult siblings in agreement. The facts about the CNR order is that, it is necessarily important to be filled at this stage. It will show the will of the patient you take risk of the situation, and in case the whole operation process leaves the patient dead, there is no blame as to the cause of their death. The DNR also addresses family issues related to the patient, such as inheritance and next of kin. However, the whole process is approached with mixed emotions. The DNR in an operation room makes the whole operation scaring. Thoughts emerge concerning the limited chances of survival in the operation process. These decisions are mandatory and most of the patients fill these information, as a matter of fact just because that is required of them, but not as per their will. There is a gap in the information provided with the actual and normal situation. This is because the patient’s state of sickness may not allow them to make sound decisions. In the case of a surrogate decision maker, the involved may rarely make

Trade Liberalization Conflicts with Morally-Conscious Environmental Policies Essay Example for Free

Trade Liberalization Conflicts with Morally-Conscious Environmental Policies Essay With the liberalization of trade, the influence of the corporate elite upon the global economy had increased tenfold. Because multi-national corporations are not beholden to the standards of any one particular government, they are able to maximize their profits by establishing a subsidiary in a country with no rules regarding the use of environmental toxins, minimum wage, or emissions standards. Usually, these are among the world’s poorest countries, which are quickly becoming the most polluted causing damage to the residents as well as the local wildlife. It is commonly known in the sphere of business that the greatest concern that corporations have is maximizing profits for shareholders. As a result, many of the world’s most vulnerable populations have no other alternative than to eat genetically modified Franken-foods or face starvation. In many nations with significant biodiversity such as the Amazon rainforest, enterprising lumber workers and farmers are destroying several acres of forest every second in order to become competitive in the growing produce market. While that would serve to create a significant source of food for an uncertain era, it is only temporary at best and will ultimately cause more problems than it solves. When a land is overly farmed and grazed, it will eventually turn into a desert wasteland, and there would be no way for the people to feed themselves once that happens. Proponents of trade liberalization argue that their practices would end poverty around the world and produce the highest qualities of goods when protectionist strategies fail. However, in order to remain competitive every country in the world would have to turn its territory into a giant corporation and the world’s natural resources would eventually be depleted. Reference Carbaugh, R. J. (2004). International economics (9th ed. ). Mason, OH: Thomson/South-Western Educational Publishing.

Analysis of SMEs in India

Analysis of SMEs in India What are SMEs? Small and medium enterprises (also SMEs, small and medium businesses, SMBs, and variations thereof) are companies whose headcount or turnover falls below certain limits. The lack of a universal definition for SMEs is often considered to be an obstacle for business studies and market research. Definitions in use today define thresholds in terms of employment, turnover and assets. They also incorporate a reasonable amount of flexibility around year-to-year changes in these measures so that a business qualifying as an SME in one year can have a reasonable expectation of remaining an SME in the next. The thresholds themselves, however, vary substantially between countries. As the SME thresholds dictate to some extent the provision of government support, countries in which manufacturing and labor-intensive industries are prioritized politically tend to opt for more relaxed thresholds. Definition of SMEs in Indian context The MSMED Act 2006, which came into force w.e.f. 02/10/2006, defines the Micro, Small, and Medium Enterprises. As per the Act, the activities are classified into Manufacturing and Service Category. Initially, the MSMED Act 2006 had not defined the ‘Services Sector and RBIs guidelines were awaited. However, subsequently RBI have defined the services sector and the activities that can be covered under the SME sector. The following chart indicates the threshold investment levels for both Manufacturing sector (INVESTMENT IN PLANT MACHINERY) and Services sector (INVESTMENT IN EQUIPMENT) for the above three categories of Manufacturing and Services Enterprises : While calculating the investment in plant and machinery/equipment referred to above, the original price thereof shall be taken into account,irrespective of whether the plant and machinery/equipment are new or second hand. In case of imported machinery/equipment, the following duty/charges/costs shall be included in calculating their value: Import Duty (not to include miscellaneous expenses such as transportation from the port to the site of the factory, demurrage paid at the port); Shipping Charges; Customs Clearance charges; and Sales Tax or Value-added Tax. Cost of the following plant machinery/equipments etc would be excluded:; equipments such as tools, jigs, dies, moulds, and spare parts for maintenance and the cost of consumable stores; installation of plant machinery; research and development and pollution control equipments; power generation set and extra transformer installed by the enterprises as per the Regulations of the State Electricity Board; Bank charges and Service Charges paid to the National Small Industries Corporation or the State Small Industries Corporation; Procurement or Installation of cables, wiring bus bars, electrical control panels (not mounted on individual machines) Oil circuit breakers or miniature circuit breakers which are necessarily to be used for providing electrical power to the plant and machinery or for safety measures; Gas producer plants; Transportation charges (other than sales tax or value-added tax and excise duty) for indigeneous machinery from the place of their manufacture to the site of the enterprise); Charges paid for technical know-how for erection of plant machinery; Such storage tanks which store raw materials and finished products only and are not linked with the manufacturing process; Fire-fighting equipment; and Such other items as may be specified, by notification from time to time. In case of Service Enterprises, the original cost to exclude furniture, fittings and other items not directly related to the services rendered. Land and Building would also not be included while computing the machinery/equipments cost. SME would be meant to include Micro Small and Medium Enterprises (MSMEs). The above definitions of Micro, Small and Medium Enterprises would be in place of the existing definitions of Small Medium Industries and SSSBEs/Tiny Enterprises. Micro Enterprises would include Tiny Industries also. Small Enterprises (Manufacturing) would mean Small Scale Industries (SSIs). Medium Enterprises (Manufacturing) would mean Medium Industries (MIs). Small Enterprises (Services) and Medium Enterprises(Services) would mean other Small Medium Enterprises. Thus, SME Advances would be categorised as under: All advances to segments viz. Micro, Small and Medium Enterprises in the Manufacturing sector irrespective of sanctioned limits, (including advances against TDRs/Govt. Securities etc for business purposes to these categories of Borrowers), and Advances to Services Sectors such as Professional Self-Employed, Small Business Enterprises, and Small Road/Water Transport Operators and other enterprises, engaged in providing/rendering of services, conforming to the above investment criteria and -enjoying borrowing/non-borrowing facilities with the Bank (including advances against TDRs/Govt. Securities etc for business purposes to these categories of Borrowers). Those enterprises exceeding the investment ceilings would be categorized as Large Enterprises and be outside the purview of SME. The sanctioned limits would no longer be the criteria determining the status as micro or small or medium enterprises in these cases. Reserve Bank of India has since reviewed the definition on Priority Sector and have issued revised guidelines on lending to Priority Sector vide their Master Circular dated 2nd July, 2007. As per this circular Retail Trade is excluded from the activities classified as SME. (Source: www.bankofindia.com) Importance of SMEs Small and medium-sized enterprises (SMEs) are the backbone of all economies and are a key source of economic growth, dynamism and flexibility in advanced industrialized countries, as well as in emerging and developing economies. SMEs constitute the dominant form of business organization, accounting for over 95% and up to 99% of enterprises depending on the country. They are responsible for between 60-70% net job creations in Developing countries. Small businesses are particularly important for bringing innovative products or techniques to the market. Microsoft may be a software giant today, but it started off in typical SME fashion, as a dream developed by a young student with the help of family and friends. Only when Bill Gates and his colleagues had a saleable product were they able to take it to the marketplace and look for investment from more traditional sources. SMEs are vital for economic growth and development in both industrialized and developing countries, by playing a key role in creating new jobs. Financing is necessary to help them set up and expand their operations, develop new products, and invest in new staff or production facilities. Many small businesses start out as an idea from one or two people, who invest their own money and probably turn to family and friends for financial help in return for a share in the business. But if they are successful, there comes a time for all developing SMEs when they need new investment to expand or innovate further. That is where they often run into problems, because they find it much harder than larger businesses to obtain financing from banks, capital markets or other suppliers of credit. Boosting industrial growth By enhancing existing capacities, and by delivering cost-efficient goods and services as per the requirements of the local markets, SMEs have been driving industrial growth. Inspiring Consumption and Social Change SMEs play a defining role by offering reasonable, yet revolutionary goods and services to cater to the changing market requirements. Currently, SMEs have made its presence felt in areas like education, medical care, transportation, entertainment and local infrastructure development. Minuscule investment SMEs need low capital investment, in terms of per unit of output Increased Employment Opportunities SMEs generate both direct and indirect employment opportunities, in 2006-07, for instance, for every ten million rupees invested by the SME sector spawned employment opportunities for over 150 people. However, the same amount of investment carried out by the overall economy generated employment for just 37. 4 people. As per Government statistics in 2007-08, SMEs generated employment for 31.25 million people. Fuelling the local economy SMEs make use of natural resources and domestic skills to cater to the domestic market. The growth of SME sector also helps in socio-economic upliftment as it generates employment opportunities for untapped masses, living in urban and rural regions. Discourages migration to urban areas SMEs are synonymous for entrepreneurship. And the best part being setting up an SME doesnt include much risk. If SMEs generate employment opportunities in rural and semi-urban areas, migration to urban areas can be stemmed to a great extent. Transition from Agriculture Economy to Service-oriented one SMEs can play a crucial role in achieving the transition from a dominant agricultural economy to a service oriented economy, akin to Japan. Japans agricultural workforce has gone done from 68 percent to 4.9 percent, in case of United States, from 44 percent to 9 percent. Further, Indian agriculture sector can no longer generate extra employment opportunities to meet the requirements of the ever-growing population. In such a situation, only SMEs can come to the nations rescue. SME in the global scenario Even in the global scenario SMEs have always played a crucial role in their respective countrys economy. International comparisons reveal that SMEs create the majority of jobs. In the USA, nearly half of the private workforce is employed in small firms, of which three-fifth have less than five employees. In Japan, 78 percent of jobs are generated by SMEs. The same sector in Korea accounts for 99 percent of all manufacturing enterprises and 69 percent of employment in this sector. Therefore, SMEs must play a central role in the countrys employment strategy. This will require modification of policies and programmes to level the playing field, improve availability of credit, increase productivity, raise quality consciousness and competitiveness, and enhance job quality. Recent experiences of different countries in the context of globalisation also demonstrate that SMEs are better insulated from the pressures generated by the volatility of world trade and capital markets. They are more resistant to the stresses, and more responsive to the demands of the fast-changing technologies and entrepreneurial responses. Indeed, they are observed to be a very important vehicle for new technology adoption and entrepreneurial development. Ensuring the competitiveness of the SMEs is important as it would help in overall growth of manufacturing sector as also the national economy. The Indian Context The micro, small and medium enterprises (MSME) sector contributes significantly to the manufacturing output, employment and exports of the country. It is estimated that in terms of value, the sector accounts for about 45 per cent of the manufacturing output and 40 percent of the total exports of the country. The sector is estimated to employ about 42 million persons in over 13 million units throughout the country. Further, this sector has consistently registered a higher growth rate than the rest of the industrial sector. There are over 6000 products ranging from traditional to high-tech items, which are being manufactured by the MSMEs in India. It is well known that the MSMEs provide the maximum opportunities for both self employment and jobs after agriculture. Recognizing the contribution and potential of the sector, the definitions and coverage of the MSE sector were broadened significantly under the Micro, Small and Medium Enterprises Development (MSMED) Act, 2006 which recognized the concept of â€Å"enterprise† to include both manufacturing and services sector besides, defining the medium enterprises. For collecting and compiling the data for the MSME sector (including khadi, village and coir industries), the Fourth All India Census of MSMEs with reference year 2006-07, is being conducted in the country. The Census will provide the first database on the MSME sector after the enactment of MSME Development Act, 2006. PERFORMANCE OF MSEs As per the quick estimates of 4th All-India Census of MSMEs, the number ofenterprises is estimated to be about 26 million and these provide employment to an estimated60 million persons. Of the 26 million MSMEs, only 1.5 million are in theregistered segment while the remaining 24.5 million (94%) are in the unregistered segment. The State-wise distribution of MSMEs show that more than 55% of these enterprises are in 6 States, namely, Uttar Pradesh, Maharashtra, Tamil Nadu, West Bengal, Andhra Pradesh and Karnataka. Further, about 7% of MSMEs are owned by women and more than 94% of the MSMEs are proprietorships or partnerships. In view of the MSME sectors role in the economic and social development of the country, the Government has emphasized on its growth and development. It has taken various measures/initiatives from time to time which have facilitated the sectors ubiquitous growth. No discussion on MSMEs can be complete without a full treatment of the unorganized sector in which ent erprises are typically established through own funds or funds obtained through non-institutional sources, they lack managerial bandwidth, do not have established channels for marketing and are centered around a single traditional technology. More than 94 percent of MSMEs are unregistered, with a large number established in the informal or unorganized sector. The National Commission for Enterprises in the Unorganised Sector (NCEUS) defines unorganized sector as enterprise employing less than 10 workers. It has estimated such enterprises at 58 million with employment generated of 104 million persons. Of these, more than half the workers are classified as ‘self-employed. A large segment in this universe of self-employed consists of those who are engaged in non-farm activities. This segment predominantly consists of own account enterprises, i.e., where there are no hired workers and are run by self with or without the help of unpaid family members. The own account enterprises can be distinguished into those running within households and those outside the households. The household enterprises operate on the basis of family labour organizing production on its own, acquire its own raw material, use its own machinery and tools and market its products. Apart from own account enterprises, this segment also consists of enterprises having hired workers between 2 to 9. Very often, these enterprises are located in clusters but function independently without inter-firm linkages. The Office of the DC (MSME) provides estimates in respect of various performance parameters relating to the Sector. The time series data in respect of the Sector on various economic parameters, is incorporated in the following Table: MSEs Performance: Units, Investment, Production, Employment Exports The figures in brackets show the % growth over the previous year. Projected COMPARISON OF THE MSE SECTOR WITH THE OVERALL INDUSTRIAL SECTOR: The MSE sector has maintained a higher rate of growth vis-à  -vis the overall industrial sector as would be clear from the comparative growth rates of production for both the sectors during last five years as incorporated in the Table given below: Comparative Growth Rates CONTRIBUTION OF MSEs IN THE GROSS DOMESTIC PRODUCT (GDP) EMPLOYMENT IN MSE SECTOR The total employment from the MSE sector (including SSSBEs) in the country as per the Third All India Census of MSEs with reference Year 2001-02 was 249.33 lakh numbers. The units operating with fixed premises are treated as MSEs. As per the estimates compiled for the year 2007-08, the employment was 322.28 lakh persons in the sector. The share of MSEs in the total employment among units engaged in manufacturing and services is around 34.93%. Challenges faced by smes Mentoring Advocacy Even today, most small business in India are set up by first generation entrepreneurs. They often have a product or service idea, some money, a zest to hard work but limited knowledge about markets, Government or bank procedures, cash flows or how to manage labour. This is where mentoring a hand holding support becomes crucial. At times, this comes from an individual such as friend, relative, an NGO or a parent unit. This is episodic and unable to meet the vast requirement which the country has. This is sought to be institutionalized through extension/outreach efforts of central and state Governments. Trained manpower is made available for this task, right down the district levels, to act as the friend, philosopher and guide. These resource persons guide in setting up a evit, making it commercially viable, interacting with financial institutions and understanding markets, as well as the impact of globalisation with advancements in it. There is a strong more towards linking SMEs with bigger commodity or supply chain and providing acceptable quality and delivery schedules. The Central Governments agency for the task, the Small Industry Development Organisation, has accordingly moved away from its pre-reform regulatory to a direct promotional role of hand holding, advocacy and facilitation. This encompasses the legislative support put in place, fiscal incentives and protection from unequal competition. Credit Credit is the lifeline of business. Small businesses lack access to capital and money markets. Investors are unwilling to invest in proprietorships, partnerships or unlisted companies. As risk perception about small businesses is high. So is the cost of capital, institutional credit, when available, requires collateral which in turn makes the owner of the unit even more vulnerable to foreclosure. Credit guarantee funds which assist lending institution in advancing loans or mutual guarantee systems involving common guarantees from a group of people have not emerged in a significant manner. Unit finances comes under severe stress whenever an occasional event such as a large order, rejection of consignment, inordinate delay in payment occurs. The common stereotype about a banker lending an umbrella in sunshine and wanting it back as soon as it rains, gets reinforced in their dealing with small enterprises. It is, therefore, not surprising, that small enterprises prefer to first tap own resources or loans from friends and relatives and theres look for external finance. In India, many of small manufacturing enterprises do not access bank finance and only about 16% of total bank credit finds its way to the sector. Despite being a priority sector for lending, small manufacturing enterprises get just about 8% of their annual turnover as working capital requirements, as against normative requirements of 20%. Even for this, cost of credit is high. The problem is recognized and is sought to be addressed through various ways: Establishment of ISO 9000 certified, specialized SSI bank branches in districts/clusters. Directive for working capital finance @ 20% of annual normative turnover. Waiver of collateral requirements upto Rs. 0.5 million. Setting up of a credit Guarantee Trust to cover loans upto Rs. 2.5 million. Composite loans from a single agency upto Rs. 2.5 million. A national equity fund for equity to SSI units at 5 percent service charge Technology As mentioned earlier, small enterprises are often regarded for their labour intensity and the capability to work with local resources. In the part, this has often led to less emphasis on technology. Run of the mill technology coupled with functional packaging and inadequate finishing have at times led to small sector products being labeled as being of poor or substandard quality. This has a cascading impact on competitiveness. As small enterprises realize the need to link up with large ones, they are having a relook at technology options which would improve productivity, effectiveness and competitiveness. While sourcing technology, small business need to concentrate on the following essential issues: Information about Technology For small units information about technology options is often through word of mouth or from a visit to an advanced unit. With the advent of internet, new vistas are opening up through electronic journey catalogue downloads and advanced search facilities. The technology bureau for small enterprise promoted with the assistance of the UN offers access to databases and information on technology. Technology intervention in clusters offers near by units an opportunity for a look and feel of advanced technology entrepreneurs are also assisted to participate in overseas trade fairs to update tem with latest worldwide. Tool rooms, testing centres, production-cum-process centres and workshops also assist in this task. Actual procurement of technology Barriers to import technology, technology transfer issues, vendor capability, after sales support, import procedures impede procurement. In India, the Asia Pacific Centre to Transfer of Technology promotes match making between buyer and seller and facilities procurement through escort services. Encouragement to import of capital goods has also helped. Finance for Technology upgradation Small enterprises look to external sources of funding for upgrading technology as withdrawing money from business entails its own costs. In India, a technology upgradation and modernization fund and a hire purchase scheme attempts to meet this requirement. These are however, funds at normal lending costs. A new scheme called the credit linked capital subsidy scheme, for reducing the cost of funds, has now been put into place. Market Access In todays world, small enterprises can hardly match the adventising support or distribution reach of a large corporation. In India, small units sell best in limited or neighbourhood markets or when they are meeting a low volume specialized demand which no large player can effectively caterto. Increasingly, now the endeavour is to build the marketing activity of small units around their competitive advantage i.e., products which are labour intensive, items which cater to niche markets, low volume high margin products, sub assembly tasks, outsourcing jobs and ancillarisation. Sub-contracting exchanges are being established through Government and Industry associations to promote such interface. After sales service for imported products, AMCs on electronic equipment, reverse engineering (to the extent that it is WTO compatible) are the other areas being encouraged, sophisticated marketing is a task best left to large players. Small enterprises in India are realizing that the term â€Å" marketing† perhaps implies different things to different people for new SME businesses, head on competition with established giants makes little sense. Infrastructure Small units have traditionally operated from homes or a neighborhood work shed. Slowly, they began moving out and clustering together wherever electricity, water, raw materials, markets or labour were easier to access. Policy makers in India had anticipated the need for suitable infrastructure five decades ago and began a programme for setting up industrial estates. Non-assessment of economic viability, tardy implementation and poor maintenance due to drying up of funds affected these adversely. Later in the post reform period, the problem was sought to be addressed by setting up of such estates exclusively for small business. Almost 50 such estates have been set up. Because of their better infrastructure such as roads, telecommunication, power, effluent treatment plants, power, banks, watch ward, and reasonable cost, they have proved to be popular with small manufacturing for factory accommodation, allotment of sheds on hire purchase as well as outright sale etc. A concerted move h as also now been initiated for upgrading existing estates. Globalisation The globalisation of trade commerce has been given a push by agreements in the WTO and changed the business environment. It has therefore become necessary to sensitise SMEs about these changes and prepare them for the future. In India, a number of steps have been taken in this regard. Apart from setting up a WTO cell in the nodal ministry, 28 sensitization workshops were conducted across the country. Workshops have also been held on intellectual property rights and bar coding. Monitoring of imports in specific sectors where SMEs hae a significant presence and initiation of anti-dumping action where dumping was noticed, are the other steps taken in this respect. Procedures Government and bank procedures coupled with inspections remain a major hurdle in growth of small units. There are over 60 central, state and local laws which regulate small businesses in the areas of labour, factory maintenance environment, municipal bye laws, taxation, power etc. These require the maintenance of as many as 116 registers and forms. To enforce these, there is an army of inspector who visit units leading to harassment, delay, obstruction and increase in cost of production. Many small units are one man shows and cannot satisfy the letter of the law. The streamlining of such rules and regulations has become necessary if the creative genius of Indian entrepreneurs is to be fully unleashed. Some state governments have exhibited initiative in this regard. The Central Government has initiated a study to enact a single law for small businesses. This enactment should ease the situation considerably. Exit Mechanism Like products, Industries too have life cycles. There are industry segments which have seen their best days. Similarly, there are individual units where no amount of additional funds will help. Their bank loans have become bad and non performing. A sound exit policy which also safeguards labour interests has therefore, become necessary. It is anticipated that as of 1998, over Rs. 3.8 billion were locked in sick/weak units. An exit policy would help fresh circulation of a significant amount. The first steps in this regard have been taken recently by Indias central bank where by one time settlement of dues as on 31 March, 1997 was allowed. The results have been encouraging. Strategy Interventions for Revitalisation and Growth Significant charges in economic environment are being heralded in by the WTO. The removal of QRS has led to increased competition with imports. Many sectors of industry are facing competition from Chinese or Taiwanese imports within the country or from Bangladesh Srilanka or Nepal in export markets. It is the belief of the Indian Government that promotion and not protection is the answer to the issues of survival and growth. Thus, while reservation of items for exclusive production continues, the focus must now be on strengthening capabilities. This implies a holistic look at the concerns of industry. As part of this, the following strategic interventions have been initiated Easing access to general credit Introduction of options of limited partnership and factoring Subsiding cost of finance for upgrading technology Industry specific technology upgradation programmes Fund for developing and accessing overseas markets for export Expanding reach of infrastructure programmes Ushering in a regime of self certification in lien of inspections for various regulations Interventions in the future require that hurdles to growth are removed. They must encourage a seamless movement from small to medium to large. The Indian Government, therefore, is working on a new vision for the SSI sector through a flexible approach and a motivated team. The advocacy role of Government now involves new dimensions such as building up and arguing cases before the world trade body or dispute redressal for a, articulating needs of small enterprises before decision makers and other agencies. Credit is increasingly being made available at international rates. Technology upgrades at both the cluster and the individual level are being assisted. Cluster level technologies will be at Government cost with only user charges recovered credit guarantee scheme has been put in place if our market has opened up to due to WTO, we need to enable our small units established foot holds in new markets opened up for then by globalisation. Thus, along with improving quality, they are being given the opportunity of over seas travel, conducting market surveys, test marketing etc. The existing industrial centres are being revamped by involving industry associations with some government assistance and finally a migration from sunset industries to sunrise industries is being encouraged through a comprehensive and graceful exit policy, which balances interest of labour with those of the owners. Conclusion The singular contribution of SMEs is on account of their unique characteristics. Their role in economic activity is manifest in both tangible and intangible ways. If this contribution is to be sustained, then their uniqueness needs to be nurtured in an overt and explicit manner. The Indian experience has shown that it is possible to design targeted interventions be they area specific like clusters or be they sector / sub-sector or product-specific. Other countries, be they Asian or OECD, also have policies which aim at similar support. The need of the hour is for us to learn from each other, drawing upon experiences and identity best practice policies. These in turn have to meet local conditions and circumstances. A one size fits all approach will not work. Nevertheless, there can be no two opinions about the priority that SME policies deserve for achieving the socio-economic goal of employment growth and social justice, along with the individual aspirations. Recent Government Policies and Measures In addition to the growth potential of the sector and its critical role in the manufacturing and value chains, the heterogeneity and the unorganised nature of the Indian MSMEs are important aspects that need to be factored into policy making an Analysis of SMEs in India Analysis of SMEs in India What are SMEs? Small and medium enterprises (also SMEs, small and medium businesses, SMBs, and variations thereof) are companies whose headcount or turnover falls below certain limits. The lack of a universal definition for SMEs is often considered to be an obstacle for business studies and market research. Definitions in use today define thresholds in terms of employment, turnover and assets. They also incorporate a reasonable amount of flexibility around year-to-year changes in these measures so that a business qualifying as an SME in one year can have a reasonable expectation of remaining an SME in the next. The thresholds themselves, however, vary substantially between countries. As the SME thresholds dictate to some extent the provision of government support, countries in which manufacturing and labor-intensive industries are prioritized politically tend to opt for more relaxed thresholds. Definition of SMEs in Indian context The MSMED Act 2006, which came into force w.e.f. 02/10/2006, defines the Micro, Small, and Medium Enterprises. As per the Act, the activities are classified into Manufacturing and Service Category. Initially, the MSMED Act 2006 had not defined the ‘Services Sector and RBIs guidelines were awaited. However, subsequently RBI have defined the services sector and the activities that can be covered under the SME sector. The following chart indicates the threshold investment levels for both Manufacturing sector (INVESTMENT IN PLANT MACHINERY) and Services sector (INVESTMENT IN EQUIPMENT) for the above three categories of Manufacturing and Services Enterprises : While calculating the investment in plant and machinery/equipment referred to above, the original price thereof shall be taken into account,irrespective of whether the plant and machinery/equipment are new or second hand. In case of imported machinery/equipment, the following duty/charges/costs shall be included in calculating their value: Import Duty (not to include miscellaneous expenses such as transportation from the port to the site of the factory, demurrage paid at the port); Shipping Charges; Customs Clearance charges; and Sales Tax or Value-added Tax. Cost of the following plant machinery/equipments etc would be excluded:; equipments such as tools, jigs, dies, moulds, and spare parts for maintenance and the cost of consumable stores; installation of plant machinery; research and development and pollution control equipments; power generation set and extra transformer installed by the enterprises as per the Regulations of the State Electricity Board; Bank charges and Service Charges paid to the National Small Industries Corporation or the State Small Industries Corporation; Procurement or Installation of cables, wiring bus bars, electrical control panels (not mounted on individual machines) Oil circuit breakers or miniature circuit breakers which are necessarily to be used for providing electrical power to the plant and machinery or for safety measures; Gas producer plants; Transportation charges (other than sales tax or value-added tax and excise duty) for indigeneous machinery from the place of their manufacture to the site of the enterprise); Charges paid for technical know-how for erection of plant machinery; Such storage tanks which store raw materials and finished products only and are not linked with the manufacturing process; Fire-fighting equipment; and Such other items as may be specified, by notification from time to time. In case of Service Enterprises, the original cost to exclude furniture, fittings and other items not directly related to the services rendered. Land and Building would also not be included while computing the machinery/equipments cost. SME would be meant to include Micro Small and Medium Enterprises (MSMEs). The above definitions of Micro, Small and Medium Enterprises would be in place of the existing definitions of Small Medium Industries and SSSBEs/Tiny Enterprises. Micro Enterprises would include Tiny Industries also. Small Enterprises (Manufacturing) would mean Small Scale Industries (SSIs). Medium Enterprises (Manufacturing) would mean Medium Industries (MIs). Small Enterprises (Services) and Medium Enterprises(Services) would mean other Small Medium Enterprises. Thus, SME Advances would be categorised as under: All advances to segments viz. Micro, Small and Medium Enterprises in the Manufacturing sector irrespective of sanctioned limits, (including advances against TDRs/Govt. Securities etc for business purposes to these categories of Borrowers), and Advances to Services Sectors such as Professional Self-Employed, Small Business Enterprises, and Small Road/Water Transport Operators and other enterprises, engaged in providing/rendering of services, conforming to the above investment criteria and -enjoying borrowing/non-borrowing facilities with the Bank (including advances against TDRs/Govt. Securities etc for business purposes to these categories of Borrowers). Those enterprises exceeding the investment ceilings would be categorized as Large Enterprises and be outside the purview of SME. The sanctioned limits would no longer be the criteria determining the status as micro or small or medium enterprises in these cases. Reserve Bank of India has since reviewed the definition on Priority Sector and have issued revised guidelines on lending to Priority Sector vide their Master Circular dated 2nd July, 2007. As per this circular Retail Trade is excluded from the activities classified as SME. (Source: www.bankofindia.com) Importance of SMEs Small and medium-sized enterprises (SMEs) are the backbone of all economies and are a key source of economic growth, dynamism and flexibility in advanced industrialized countries, as well as in emerging and developing economies. SMEs constitute the dominant form of business organization, accounting for over 95% and up to 99% of enterprises depending on the country. They are responsible for between 60-70% net job creations in Developing countries. Small businesses are particularly important for bringing innovative products or techniques to the market. Microsoft may be a software giant today, but it started off in typical SME fashion, as a dream developed by a young student with the help of family and friends. Only when Bill Gates and his colleagues had a saleable product were they able to take it to the marketplace and look for investment from more traditional sources. SMEs are vital for economic growth and development in both industrialized and developing countries, by playing a key role in creating new jobs. Financing is necessary to help them set up and expand their operations, develop new products, and invest in new staff or production facilities. Many small businesses start out as an idea from one or two people, who invest their own money and probably turn to family and friends for financial help in return for a share in the business. But if they are successful, there comes a time for all developing SMEs when they need new investment to expand or innovate further. That is where they often run into problems, because they find it much harder than larger businesses to obtain financing from banks, capital markets or other suppliers of credit. Boosting industrial growth By enhancing existing capacities, and by delivering cost-efficient goods and services as per the requirements of the local markets, SMEs have been driving industrial growth. Inspiring Consumption and Social Change SMEs play a defining role by offering reasonable, yet revolutionary goods and services to cater to the changing market requirements. Currently, SMEs have made its presence felt in areas like education, medical care, transportation, entertainment and local infrastructure development. Minuscule investment SMEs need low capital investment, in terms of per unit of output Increased Employment Opportunities SMEs generate both direct and indirect employment opportunities, in 2006-07, for instance, for every ten million rupees invested by the SME sector spawned employment opportunities for over 150 people. However, the same amount of investment carried out by the overall economy generated employment for just 37. 4 people. As per Government statistics in 2007-08, SMEs generated employment for 31.25 million people. Fuelling the local economy SMEs make use of natural resources and domestic skills to cater to the domestic market. The growth of SME sector also helps in socio-economic upliftment as it generates employment opportunities for untapped masses, living in urban and rural regions. Discourages migration to urban areas SMEs are synonymous for entrepreneurship. And the best part being setting up an SME doesnt include much risk. If SMEs generate employment opportunities in rural and semi-urban areas, migration to urban areas can be stemmed to a great extent. Transition from Agriculture Economy to Service-oriented one SMEs can play a crucial role in achieving the transition from a dominant agricultural economy to a service oriented economy, akin to Japan. Japans agricultural workforce has gone done from 68 percent to 4.9 percent, in case of United States, from 44 percent to 9 percent. Further, Indian agriculture sector can no longer generate extra employment opportunities to meet the requirements of the ever-growing population. In such a situation, only SMEs can come to the nations rescue. SME in the global scenario Even in the global scenario SMEs have always played a crucial role in their respective countrys economy. International comparisons reveal that SMEs create the majority of jobs. In the USA, nearly half of the private workforce is employed in small firms, of which three-fifth have less than five employees. In Japan, 78 percent of jobs are generated by SMEs. The same sector in Korea accounts for 99 percent of all manufacturing enterprises and 69 percent of employment in this sector. Therefore, SMEs must play a central role in the countrys employment strategy. This will require modification of policies and programmes to level the playing field, improve availability of credit, increase productivity, raise quality consciousness and competitiveness, and enhance job quality. Recent experiences of different countries in the context of globalisation also demonstrate that SMEs are better insulated from the pressures generated by the volatility of world trade and capital markets. They are more resistant to the stresses, and more responsive to the demands of the fast-changing technologies and entrepreneurial responses. Indeed, they are observed to be a very important vehicle for new technology adoption and entrepreneurial development. Ensuring the competitiveness of the SMEs is important as it would help in overall growth of manufacturing sector as also the national economy. The Indian Context The micro, small and medium enterprises (MSME) sector contributes significantly to the manufacturing output, employment and exports of the country. It is estimated that in terms of value, the sector accounts for about 45 per cent of the manufacturing output and 40 percent of the total exports of the country. The sector is estimated to employ about 42 million persons in over 13 million units throughout the country. Further, this sector has consistently registered a higher growth rate than the rest of the industrial sector. There are over 6000 products ranging from traditional to high-tech items, which are being manufactured by the MSMEs in India. It is well known that the MSMEs provide the maximum opportunities for both self employment and jobs after agriculture. Recognizing the contribution and potential of the sector, the definitions and coverage of the MSE sector were broadened significantly under the Micro, Small and Medium Enterprises Development (MSMED) Act, 2006 which recognized the concept of â€Å"enterprise† to include both manufacturing and services sector besides, defining the medium enterprises. For collecting and compiling the data for the MSME sector (including khadi, village and coir industries), the Fourth All India Census of MSMEs with reference year 2006-07, is being conducted in the country. The Census will provide the first database on the MSME sector after the enactment of MSME Development Act, 2006. PERFORMANCE OF MSEs As per the quick estimates of 4th All-India Census of MSMEs, the number ofenterprises is estimated to be about 26 million and these provide employment to an estimated60 million persons. Of the 26 million MSMEs, only 1.5 million are in theregistered segment while the remaining 24.5 million (94%) are in the unregistered segment. The State-wise distribution of MSMEs show that more than 55% of these enterprises are in 6 States, namely, Uttar Pradesh, Maharashtra, Tamil Nadu, West Bengal, Andhra Pradesh and Karnataka. Further, about 7% of MSMEs are owned by women and more than 94% of the MSMEs are proprietorships or partnerships. In view of the MSME sectors role in the economic and social development of the country, the Government has emphasized on its growth and development. It has taken various measures/initiatives from time to time which have facilitated the sectors ubiquitous growth. No discussion on MSMEs can be complete without a full treatment of the unorganized sector in which ent erprises are typically established through own funds or funds obtained through non-institutional sources, they lack managerial bandwidth, do not have established channels for marketing and are centered around a single traditional technology. More than 94 percent of MSMEs are unregistered, with a large number established in the informal or unorganized sector. The National Commission for Enterprises in the Unorganised Sector (NCEUS) defines unorganized sector as enterprise employing less than 10 workers. It has estimated such enterprises at 58 million with employment generated of 104 million persons. Of these, more than half the workers are classified as ‘self-employed. A large segment in this universe of self-employed consists of those who are engaged in non-farm activities. This segment predominantly consists of own account enterprises, i.e., where there are no hired workers and are run by self with or without the help of unpaid family members. The own account enterprises can be distinguished into those running within households and those outside the households. The household enterprises operate on the basis of family labour organizing production on its own, acquire its own raw material, use its own machinery and tools and market its products. Apart from own account enterprises, this segment also consists of enterprises having hired workers between 2 to 9. Very often, these enterprises are located in clusters but function independently without inter-firm linkages. The Office of the DC (MSME) provides estimates in respect of various performance parameters relating to the Sector. The time series data in respect of the Sector on various economic parameters, is incorporated in the following Table: MSEs Performance: Units, Investment, Production, Employment Exports The figures in brackets show the % growth over the previous year. Projected COMPARISON OF THE MSE SECTOR WITH THE OVERALL INDUSTRIAL SECTOR: The MSE sector has maintained a higher rate of growth vis-à  -vis the overall industrial sector as would be clear from the comparative growth rates of production for both the sectors during last five years as incorporated in the Table given below: Comparative Growth Rates CONTRIBUTION OF MSEs IN THE GROSS DOMESTIC PRODUCT (GDP) EMPLOYMENT IN MSE SECTOR The total employment from the MSE sector (including SSSBEs) in the country as per the Third All India Census of MSEs with reference Year 2001-02 was 249.33 lakh numbers. The units operating with fixed premises are treated as MSEs. As per the estimates compiled for the year 2007-08, the employment was 322.28 lakh persons in the sector. The share of MSEs in the total employment among units engaged in manufacturing and services is around 34.93%. Challenges faced by smes Mentoring Advocacy Even today, most small business in India are set up by first generation entrepreneurs. They often have a product or service idea, some money, a zest to hard work but limited knowledge about markets, Government or bank procedures, cash flows or how to manage labour. This is where mentoring a hand holding support becomes crucial. At times, this comes from an individual such as friend, relative, an NGO or a parent unit. This is episodic and unable to meet the vast requirement which the country has. This is sought to be institutionalized through extension/outreach efforts of central and state Governments. Trained manpower is made available for this task, right down the district levels, to act as the friend, philosopher and guide. These resource persons guide in setting up a evit, making it commercially viable, interacting with financial institutions and understanding markets, as well as the impact of globalisation with advancements in it. There is a strong more towards linking SMEs with bigger commodity or supply chain and providing acceptable quality and delivery schedules. The Central Governments agency for the task, the Small Industry Development Organisation, has accordingly moved away from its pre-reform regulatory to a direct promotional role of hand holding, advocacy and facilitation. This encompasses the legislative support put in place, fiscal incentives and protection from unequal competition. Credit Credit is the lifeline of business. Small businesses lack access to capital and money markets. Investors are unwilling to invest in proprietorships, partnerships or unlisted companies. As risk perception about small businesses is high. So is the cost of capital, institutional credit, when available, requires collateral which in turn makes the owner of the unit even more vulnerable to foreclosure. Credit guarantee funds which assist lending institution in advancing loans or mutual guarantee systems involving common guarantees from a group of people have not emerged in a significant manner. Unit finances comes under severe stress whenever an occasional event such as a large order, rejection of consignment, inordinate delay in payment occurs. The common stereotype about a banker lending an umbrella in sunshine and wanting it back as soon as it rains, gets reinforced in their dealing with small enterprises. It is, therefore, not surprising, that small enterprises prefer to first tap own resources or loans from friends and relatives and theres look for external finance. In India, many of small manufacturing enterprises do not access bank finance and only about 16% of total bank credit finds its way to the sector. Despite being a priority sector for lending, small manufacturing enterprises get just about 8% of their annual turnover as working capital requirements, as against normative requirements of 20%. Even for this, cost of credit is high. The problem is recognized and is sought to be addressed through various ways: Establishment of ISO 9000 certified, specialized SSI bank branches in districts/clusters. Directive for working capital finance @ 20% of annual normative turnover. Waiver of collateral requirements upto Rs. 0.5 million. Setting up of a credit Guarantee Trust to cover loans upto Rs. 2.5 million. Composite loans from a single agency upto Rs. 2.5 million. A national equity fund for equity to SSI units at 5 percent service charge Technology As mentioned earlier, small enterprises are often regarded for their labour intensity and the capability to work with local resources. In the part, this has often led to less emphasis on technology. Run of the mill technology coupled with functional packaging and inadequate finishing have at times led to small sector products being labeled as being of poor or substandard quality. This has a cascading impact on competitiveness. As small enterprises realize the need to link up with large ones, they are having a relook at technology options which would improve productivity, effectiveness and competitiveness. While sourcing technology, small business need to concentrate on the following essential issues: Information about Technology For small units information about technology options is often through word of mouth or from a visit to an advanced unit. With the advent of internet, new vistas are opening up through electronic journey catalogue downloads and advanced search facilities. The technology bureau for small enterprise promoted with the assistance of the UN offers access to databases and information on technology. Technology intervention in clusters offers near by units an opportunity for a look and feel of advanced technology entrepreneurs are also assisted to participate in overseas trade fairs to update tem with latest worldwide. Tool rooms, testing centres, production-cum-process centres and workshops also assist in this task. Actual procurement of technology Barriers to import technology, technology transfer issues, vendor capability, after sales support, import procedures impede procurement. In India, the Asia Pacific Centre to Transfer of Technology promotes match making between buyer and seller and facilities procurement through escort services. Encouragement to import of capital goods has also helped. Finance for Technology upgradation Small enterprises look to external sources of funding for upgrading technology as withdrawing money from business entails its own costs. In India, a technology upgradation and modernization fund and a hire purchase scheme attempts to meet this requirement. These are however, funds at normal lending costs. A new scheme called the credit linked capital subsidy scheme, for reducing the cost of funds, has now been put into place. Market Access In todays world, small enterprises can hardly match the adventising support or distribution reach of a large corporation. In India, small units sell best in limited or neighbourhood markets or when they are meeting a low volume specialized demand which no large player can effectively caterto. Increasingly, now the endeavour is to build the marketing activity of small units around their competitive advantage i.e., products which are labour intensive, items which cater to niche markets, low volume high margin products, sub assembly tasks, outsourcing jobs and ancillarisation. Sub-contracting exchanges are being established through Government and Industry associations to promote such interface. After sales service for imported products, AMCs on electronic equipment, reverse engineering (to the extent that it is WTO compatible) are the other areas being encouraged, sophisticated marketing is a task best left to large players. Small enterprises in India are realizing that the term â€Å" marketing† perhaps implies different things to different people for new SME businesses, head on competition with established giants makes little sense. Infrastructure Small units have traditionally operated from homes or a neighborhood work shed. Slowly, they began moving out and clustering together wherever electricity, water, raw materials, markets or labour were easier to access. Policy makers in India had anticipated the need for suitable infrastructure five decades ago and began a programme for setting up industrial estates. Non-assessment of economic viability, tardy implementation and poor maintenance due to drying up of funds affected these adversely. Later in the post reform period, the problem was sought to be addressed by setting up of such estates exclusively for small business. Almost 50 such estates have been set up. Because of their better infrastructure such as roads, telecommunication, power, effluent treatment plants, power, banks, watch ward, and reasonable cost, they have proved to be popular with small manufacturing for factory accommodation, allotment of sheds on hire purchase as well as outright sale etc. A concerted move h as also now been initiated for upgrading existing estates. Globalisation The globalisation of trade commerce has been given a push by agreements in the WTO and changed the business environment. It has therefore become necessary to sensitise SMEs about these changes and prepare them for the future. In India, a number of steps have been taken in this regard. Apart from setting up a WTO cell in the nodal ministry, 28 sensitization workshops were conducted across the country. Workshops have also been held on intellectual property rights and bar coding. Monitoring of imports in specific sectors where SMEs hae a significant presence and initiation of anti-dumping action where dumping was noticed, are the other steps taken in this respect. Procedures Government and bank procedures coupled with inspections remain a major hurdle in growth of small units. There are over 60 central, state and local laws which regulate small businesses in the areas of labour, factory maintenance environment, municipal bye laws, taxation, power etc. These require the maintenance of as many as 116 registers and forms. To enforce these, there is an army of inspector who visit units leading to harassment, delay, obstruction and increase in cost of production. Many small units are one man shows and cannot satisfy the letter of the law. The streamlining of such rules and regulations has become necessary if the creative genius of Indian entrepreneurs is to be fully unleashed. Some state governments have exhibited initiative in this regard. The Central Government has initiated a study to enact a single law for small businesses. This enactment should ease the situation considerably. Exit Mechanism Like products, Industries too have life cycles. There are industry segments which have seen their best days. Similarly, there are individual units where no amount of additional funds will help. Their bank loans have become bad and non performing. A sound exit policy which also safeguards labour interests has therefore, become necessary. It is anticipated that as of 1998, over Rs. 3.8 billion were locked in sick/weak units. An exit policy would help fresh circulation of a significant amount. The first steps in this regard have been taken recently by Indias central bank where by one time settlement of dues as on 31 March, 1997 was allowed. The results have been encouraging. Strategy Interventions for Revitalisation and Growth Significant charges in economic environment are being heralded in by the WTO. The removal of QRS has led to increased competition with imports. Many sectors of industry are facing competition from Chinese or Taiwanese imports within the country or from Bangladesh Srilanka or Nepal in export markets. It is the belief of the Indian Government that promotion and not protection is the answer to the issues of survival and growth. Thus, while reservation of items for exclusive production continues, the focus must now be on strengthening capabilities. This implies a holistic look at the concerns of industry. As part of this, the following strategic interventions have been initiated Easing access to general credit Introduction of options of limited partnership and factoring Subsiding cost of finance for upgrading technology Industry specific technology upgradation programmes Fund for developing and accessing overseas markets for export Expanding reach of infrastructure programmes Ushering in a regime of self certification in lien of inspections for various regulations Interventions in the future require that hurdles to growth are removed. They must encourage a seamless movement from small to medium to large. The Indian Government, therefore, is working on a new vision for the SSI sector through a flexible approach and a motivated team. The advocacy role of Government now involves new dimensions such as building up and arguing cases before the world trade body or dispute redressal for a, articulating needs of small enterprises before decision makers and other agencies. Credit is increasingly being made available at international rates. Technology upgrades at both the cluster and the individual level are being assisted. Cluster level technologies will be at Government cost with only user charges recovered credit guarantee scheme has been put in place if our market has opened up to due to WTO, we need to enable our small units established foot holds in new markets opened up for then by globalisation. Thus, along with improving quality, they are being given the opportunity of over seas travel, conducting market surveys, test marketing etc. The existing industrial centres are being revamped by involving industry associations with some government assistance and finally a migration from sunset industries to sunrise industries is being encouraged through a comprehensive and graceful exit policy, which balances interest of labour with those of the owners. Conclusion The singular contribution of SMEs is on account of their unique characteristics. Their role in economic activity is manifest in both tangible and intangible ways. If this contribution is to be sustained, then their uniqueness needs to be nurtured in an overt and explicit manner. The Indian experience has shown that it is possible to design targeted interventions be they area specific like clusters or be they sector / sub-sector or product-specific. Other countries, be they Asian or OECD, also have policies which aim at similar support. The need of the hour is for us to learn from each other, drawing upon experiences and identity best practice policies. These in turn have to meet local conditions and circumstances. A one size fits all approach will not work. Nevertheless, there can be no two opinions about the priority that SME policies deserve for achieving the socio-economic goal of employment growth and social justice, along with the individual aspirations. Recent Government Policies and Measures In addition to the growth potential of the sector and its critical role in the manufacturing and value chains, the heterogeneity and the unorganised nature of the Indian MSMEs are important aspects that need to be factored into policy making an